Chii chinonzi chikumbiro muDutch Law? Ziva Zvakawanda Zvino

Chikumbiro (muchiDutch: kubhadharisa mari) ikodzero inosimbiswa pamutemo yekukumbira chimwe chinhu kubva kune rimwe bato. Izvi zvinogona kusanganisira invoice isina kubhadharwa , kodzero yekuunzwa kwechigadzirwa, kana muripo wekukuvadzwa. Hazvisi chikumbiro chete; ipfungwa yepamutemo inodzivirirwa nemutemo.

Nhungamiro Yako Yekunzwisisa Chikumbiro

Wakambosangana nezwi rekuti 'vordering' ukaona wabatikana mune zvemutemo jargon? Funga nezvayo seIOU yakachajiswa zviri pamutemo. Hachisati chiri chikumbiro chokuremekedza chokuti mumwe munhu aripe; ikodzero yako yepamutemo, inocherechedzwa zviri pamutemo kukumbira chimwe chinhu chaunokwereta, ingave iri mari, chimwe chigadzirwa, kana sevhisi.

Kunzwisisa pfungwa iyi kwakakosha kune chero munhu ari kuita bhizinesi kana kugara muNetherlands. Kubva kune vanoshanda vega vanoita shuwa kuti ma invoice avo abhadharwa kumakambani anotarisira zvibvumirano zvakaoma zvekupa, kunzwisisa kwakasimba kwezvinoumba kubhadharisa mari ( vordering) ndiyo nzira yekutanga yekudzivirira kodzero dzako.

Nei Pfungwa Iyi Iine Basa

Pfungwa iyi ipfungwa huru yemutemo wehurumende nezvemari weDutch , ichinyatsotsanangura hukama huripo pakati pemukweretesi ( schuldeiser ) nemukweretesi ( schuldenaar ). Pasina mvumo yepamutemo , hauna chikonzero chepamutemo chekumanikidza mumwe munhu kuzadzisa chibvumirano chake.

Kukosha kwayo kwakajeka kana ukatarisa hurongwa hwemitemo pachahwo. Muna 2018, matare edunhu reDutch akatonga nyaya itsva dzematare edzimhosva dzinosvika 75,000 , izvo zvaive kuwedzera kukuru kweinenge 5% kubva muna 2014. Nyaya idzi dzaive dzakasiyana-siyana kubva pakusawirirana kuri nyore kusvika kunyaya dzakaoma dzekubhadhara muripo. Kunyange zvazvo nyaya idzi dzinenge 60% dzakapedzwa mukati memwedzi mitanhatu, dzakaoma zvikuru dzinogona kupfuurira kupfuura mwedzi gumi nemisere. Unogona kuwana rumwe ruzivo nezvenyaya dzemutemo dzeDutch pa proz.com.

Kubhadhara mitero kunoshandura tarisiro iri nyore kuita kodzero inosimbiswa. Ndiyo nzira yepamutemo inopa simba kumunhu kana kambani yekutsvaga zvavanofanira kuwana, zvichitsigirwa nehuremu hwese hwedare redzimhosva.

Mugwaro iri, tichamedura zvese zvaunoda kuziva. Tichatanga nematombo ekuvaka ekuda uye tifambe nemhando dzakasiyana dzaungasangana nazvo. Kubva ipapo, ticharonga mafambiro ese — kubva pakuita zvinodiwa zvekutanga kusvika pakutevedzera kodzero dzako kuburikidza nematare edzimhosva — tichikupa nzira yakajeka uye inoshanda.

Mabhuroki eKuvaka eChikumbiro Chemutemo Chese

Kunyoresa kwemutemo hakusi kungoda kungoita zvinhu zvisina kurongeka; ikodzero yepamutemo yakagadzirwa zvakanaka. Kuti zviite kuti chikumbiro chive chechokwadi, unofanira kunzwisisa zvinhu zvitatu zvakakosha. Bvisa chimwe nechimwe chazvo, uye chimiro chose chinoparara.

Pachinzvimbo chayo chikuru, chikumbiro chega chega chinosanganisira mapato maviri akakosha ane mabasa akasiyana. Chekutanga, une mukweretesi , munhu kana kambani ine chikwereti. Kune rimwe divi kune mukweretesi , uyo ane basa rekupa chikwereti.

Isimba rakananga: mukweretesi ane kodzero yekuda, uye ane chikwereti ane basa rekuita. Pasina maviri aya mapato akajeka, hapana chirevo chepamutemo chekutaura nezvacho.

Kutsanangura Kuita

Chimiro chechipiri ipfungwa yekuti munhu anofanira kuita sei (prestatie). Ichi ndicho "chinonzi chii" chiri kutaurwa—chinhu chaicho chiri kudiwa. Ndiwo mugumisiro unobatika uyo mukweretesi anofanirwa kuwana.

Iyo performance inogona kuuya mune mashoma akasiyana mafomu:

• Nhamba Yemari: Iyi ndiyo mhando inonyanyo zivikanwa, sekuti kana invoice yemasevhisi anenge aitwa isingabhadharwe.
• Kuendeswa Kwezvinhu: Chirevo chechigadzirwa chakabhadharwa asi chisina kumboonekwa.
• Chiitiko Chakananga: Kuda kuti mumwe munhu apedze basa sezvakabvumiranwa muchibvumirano, sekupedza basa rekuvaka.
• Kudzivisa Chiito: Chikumbiro chekuti mumwe munhu amise chimwe chiitiko, sekuregedza kushandiswa kusingatenderwi kwezvinhu zvine kodzero.

Kujeka uku kwakakosha. Chikumbiro chisina kujeka chakadai sekuti "ndipei muripo wedambudziko rangu" hachina humbowo hunodiwa pakukumbira mhosva kwakasimba pamutemo. Pane kudaro, kubhadharisa mari kunofanirwa kudoma huwandu chaihwo, chinhu chakati, kana chiito chaicho. Kuti uone kuti zvinhu izvi zvinoshanda sei mumufananidzo mukuru, unogona kudzidza zvakawanda nezvechikumbiro muchinyorwa chedu chakadzama.

Kubhadhara chikwereti (vordering) zvinoreva kuti munhu anokweretesa chikwereti anofanirwa kubhadhara chikwereti chake neanokweretesa chikwereti, zvese zvichitsigirwa nechikonzero chepamutemo.

The Legal Foundation

Chekupedzisira, uye chinonyanya kukosha, kubhadharisa kwese kwese kunofanirwa kunge kune rechtsgrond (hwaro hwepamutemo). Uku ndiko kururamisa kwepamutemo kunopa mukweretesi kodzero yekukumbira pakutanga. Ndihwo humbowo hwekuti chikumbiro hachisi chishuwo chete, asi kodzero inomanikidzwa.

Izwi rekuti vordering pacharo rinobva pachiito chechiDutch 'vorderen,' zvinoreva 'kukumbira' kana 'kukumbira,' zvichiratidza hunhu hwaro hwepamutemo. Kushandiswa kwaro mumutemo kwawedzera sezvo kuoma kwekutengeserana kwawedzera, uye kumwe kufungidzira kunoratidza kuti vanopfuura 40% vemaSME vanoita maitiro epamutemo ekukumbira zvikwereti gore rega rega kana kuti kusimbiswa kwezvibvumirano. Hwaro hwepamutemo hunowanzo bva kune imwe yenzvimbo idzi:

• Chibvumirano (Overeenkomst): Kondirakiti yakasainwa ndiyo hwaro hwepamutemo hwakajairika.
• Chiito Chisina kururama (Onrechtmatige Daad): Kana zviito zvemumwe munhu zvisina kunaka zvikakukuvadza, une chikumbiro chekukuvadza.
• Mutemo (De Wet): Dzimwe nguva, mutemo pachawo unogadzira chisungo, sebasa rekubhadhara mutero.

Pasina hwaro hwakasimba hwepamutemo, chinodiwa chinongova chikumbiro. Neimwe, inova chishandiso chine simba chepamutemo.

Nhungamiro Inoshanda kune Akasiyana Mhosva Marudzi

Kuziva kuti une mvumo yepamutemo yekunyoresa magwaro idanho rekutanga rakanaka, asi zvakakosha kunzwisisa kuti hazvisi zvese zvinorehwa zvakaenzana. Funga nezvazvo sebhokisi rezvishandiso: haungashandise nyundo kutenderedza sikuruu. Nenzira imwecheteyo, mhando dzakasiyana dzezvikumbiro dzakagadzirirwa mabasa chaiwo emutemo, uye kusarudza chakakodzera kwakakosha pakufambisa hurongwa hwemutemo zvinobudirira.

Rudzi rwakajairika uye rwakananga ndirwo rwunonzi vordering tot betaling van een geldsom (chikumbiro chemari). Izvi ndizvo zvinofungwa nevanhu vazhinji pavanofunga nezvechikumbiro chepamutemo: invoice isina kubhadharwa, chikwereti chisina kubhadharwa, kana chero imwe mamiriro ezvinhu apo mari yakatarwa inokweretwa. Chinangwa pano chiri nyore uye chakananga—kuwana mari yaunofanira kubhadhara.

Beyond Simple Payments

Asi chii chinoitika kana nyaya isiri yemari? Apa ndipo panoonekwa nyaya yekukumbira kushanda zvakanaka. Rudzi urwu rwekukumbira basa runomanikidza mumwe munhu kuti aite chimwe chinhu chaakavimbisa kuita.

Semuenzaniso, fungidzira kuti unohaya muvaki kuti avake rusvingo rwebindu, asi vanosiya basa racho pakati. Dambudziko rako guru harisi kurasikirwa nemari (pari zvino); nderekuti une hafu yerusvingo. Kuraira tot nakoming kungave chishandiso chepamutemo chekumanikidza muvaki kuti apedzise basa sezvakabvumiranwa muchibvumirano chenyu.

Zvadaro pane kubhadhariswa kwemari (kubhadhara mari yechikwereti). Izvi zvinoshanda kana warasikirwa nekuti mumwe munhu akaita zvisizvo kana kuti akatadza kuzadzisa zvaaisungirwa. Chinangwa ndechekuwana muripo wemari unokudzorera panzvimbo yawaive usati wakuvara. Muenzaniso wekare ndewekutsvaga muripo wekugadzirisa zvinhu uye mabhiri ekurapwa mushure metsaona yemotokari yakakonzerwa nemumwe mutyairi.

Kuenzanisa Mhando dzeMakumbiro muMutemo weDutch

Kuti tiwane mufananidzo wakajeka, ngatitaurei kuti zvirevo zvakasiyana izvi zvinosangana sei, kunyanya kana zvinhu zvaoma, sekunge kubhuroka. Tafura iri pazasi inoratidza misiyano yakakosha.

Sezvauri kuona, nepo zvese zviri zvikumbiro zvinoshanda, simba ravo nechinzvimbo zvinogona kusiyana zvakanyanya zvichienderana nemamiriro ezvinhu.

Iyo Hierarchy yeMakumbiro muBankruptcy

Musiyano uripo pakati pezvikumbiro unova wakakosha zvakanyanya kana mukwereti akabhuroka. Mukubhuroka, hapana mari yakakwana yekubhadhara munhu wese zvaanenge akwereta. Nekuda kweizvi, mutemo unogadza hurongwa hwakajeka hwekuti ndiani anotanga kubhadharwa kubva pane zvasara. Uyu ndiwo mutsauko wakakosha pakati pezvavanoda uye zvisina kuchengetedzwa.

• Preferente vorderingen (Preferential Claims): Aya ndiwo maVIP enyika yezvichemo. Nemutemo, vamwe vakweretesi vanosundirwa kumberi kwemutsara. Izvi zvinosanganisira miviri yakaita seDutch Tax Administration (Belastingdienst) uye Employee Insurance Agency (UWV), iyo inobata zvichemo zvemihoro.
• Concurrente vorderingen (Zvichemo Zvisina Kuchengetedzwa): Iyi ndiyo chikamu chezvikwereti zvemazuva ese zvebhizinesi, senge ma invoice asina kubhadharwa, mubhadharo wekubvunza, kana mabhiri ebasa. Ava vanokweretesa vari kuseri kwemutsara uye vanongobhadharwa mushure mekunge chikumbiro chega chega chega chega chagadziriswa zvizere.

Kusarudzwa uku hakusi kungofungidzira chete; kune zvakunoreva chaizvo. Munguva yekubhuroka kweDutch, zvikumbiro zvekusarudza senge zvikwereti zvemitero zvinobhadharwa nguva dzose zvisati zvabhadharwa kubva kune vatengesi vasina chibatiso. Nhamba dzinoratidza kuti zvikumbiro zvekusarudza zvinogona kuita 20-25% yezvikumbiro zvese mukubhuroka kwakajairika, izvo zvinowanzosiya zvishoma - kana paine - kuti vanokwereta vasina chibatiso vagovane. Unogona kuwana rumwe ruzivo nezvechinzvimbo chepamutemo chevanokwereta pawebhusaiti yebhizinesi yehurumende yeDutch.

Mukubhuroka, kuve mukweretesi akasarudzika kwakafanana nekuva nepasipoti yekutanga yekukwira ndege ine zvigaro zvishoma. Vakweretesi vasina kuchengetedzwa vanofanirwa kumirira uye netariro kuti pane chero nzvimbo yasara mushure mekunge boka rekutanga rapinda.

Kunzwisisa urongwa uhwu kwakakosha kune chero muridzi webhizinesi. Kana uri mutengesi wenguva dzose, chiyeuchidzo chakasimba chekuti kubhadhara kwako kwebhangi hakuna kuchengetedzwa, izvo zvinokuisa munzvimbo iri panjodzi huru kana bhizinesi remutengi rikadonha. Ruzivo urwu runokubatsira kuita sarudzo dzakangwara uye dzine ruzivo rwakawanda pamusoro pekuti ndiani waunopa chikwereti kwaari uye kuti unotarisira sei zvikwereti zvako zvisina kubhadharwa.

Rwendo rwekuVorder kubva kuDemand kuenda kukubhadhara

Kana chibvumirano chekubhadhara chikwereti changotanga, chinotanga rwendo runogona kubva pakuyeuchidza zvine hunhu kusvika kudare redzimhosva. Kunzwisisa hupenyu uhwu ndiko kwakakosha pakutarisira zvinotarisirwa uye kutora matanho akakodzera panguva yakakodzera, kungave uri iwe uri kutaura kana kuti uri kupomerwa.

Maitiro aya haawanzo kutanga nekutyisidzirwa kwemutemo. Pane kudaro, anowanzo tanga nekuyeuchidza kuripa kuri nyore uye kune hushamwari. Izvi zvinowanzo teverwa netsamba yekukumbira mari, inozivikanwa muchiDutch se aanmaning . Tsamba iyi inotaura zvakajeka mari inokweretwa uye inoisa nguva yekupedzisira yekubhadhara.

Kana matanho ekutanga aya asingashande nemazvo, maitiro acho anokura. Rwendo rwekuronga mafambiro ebasa runokamurwa kuita zvikamu zviviri zvakasiyana, chimwe nechimwe chine mitemo yacho uye vatambi vayo.

Iyo Amicable Collection process

Danho rekutanga ndere nzira yeminnelijk , kana kuti nzira yerugare, yekubuda mudare. Padanho rino, chinangwa ndechekugadzirisa chikwereti pasina kudhonzera hurongwa hwemutemo mariri. Mukweretesi, kana kazhinji kambani yekuunganidza zvikwereti yavakatora, vanoedza kuita chibvumirano chekubhadhara nechikwereti.

Hurukuro iri pano inopfuurira asi haisati yasunga zviri pamutemo mupfungwa yekutonga. Zvishandiso zvikuru itsamba, kufona, uye maemail. Icho chaicho chikamu chenhaurirano apo mativi ese ari maviri anogona kuwana nzvimbo yepakati, sechirongwa chekubhadhara, kugadzirisa chikumbiro.

Kana munhu ane chikwereti asingabhadhare, mukweretesi anogona kupa chiziviso chekutadza kubhadhara chikwereti . Iri gwaro repamutemo rakakosha.

Chiziviso chekutadza chinozivisa zviri pamutemo kuti mukwereti atadza kuzadzisa chisungo chake mukati menguva yakafanira. Ndiyo yambiro yekupedzisira mukweretesi asati akwidza nyaya yacho zviri pamutemo uye achikwanisa kutora mari yakawedzerwa uye mhindu.

Kutumira chiziviso chechokwadi chekutadza idanho rakakosha. Kuikanganisa kunogona kunetesa zvakakomba nzvimbo yapamutemo yomukweretesi kana mhaka yacho pakupedzisira ikaguma mudare.

Iyo Judicial Collection process

Kana nzira yeushamwari ikakundikana, rwendo rwunopinda munzira yepamutemo : maitiro ekutonga. Izvi zvinoreva kuti mukweretesi asarudza kuendesa nyaya yacho kudare kuti apihwe mutongo unosimbiswa zviri pamutemo. Apa ndipo panowanzo batanidzwa muchengeti wemari.

Munhu anobvisa chikwereti (deurwaarder) mushandi wehurumende anogadzwa neHurumende ane simba rekupa magwaro epamutemo, sekunge kushevedzwa kuti auye kudare. Kusiyana nesangano rinounganidza zvikwereti, muchengeti wemhosva ane simba repamutemo rekusimbisa chisarudzo chedare.

Nzira yekutonga inotaridzika seiyi:

• Summons (Dagvaarding): Mubatsiri anoendesa masamanisi epamutemo, achizivisa mukwereti wenyaya yedare uye zuva ravanoda kuoneka.
• Matanho eDare: Mapato ose ari maviri anoendesa nyaya yawo kumutongi, uyo anozoongorora humbowo uye opa mutongo.
• Kutonga (Vonnis): Kana mutongi akatsigira mukweretesi, vanopa mutongo. Izvi zvinosimbisa chikwereti zviri pamutemo uye zvinoraira mukwereti kuti abhadhare.
• Kuita (Execue): Ane mutongo uyu, mubatsiri anogona kutora danho rekumanikidza kubhadhara, sekutora midziyo kana kugadzirisa mihoro.

Zvakakoshawo kuyeuka kuti kubhadharisa mari hakugari nekusingaperi. Kuti uwane rumwe ruzivo nezveizvi, chinyorwa chedu pamusoro pemutemo wemiganhu yezvikumbiro muNetherlands chinopa tsananguro yakadzama yenguva dzekupedzisira dzaunofanira kutevedzera.

Matevedzero Ekuita Chirevo Chako Chepamutemo

Kukunda mutongo wedare ( vonnis ) nekuda kwekubhadhara kwako kunogona kunzwa sekunge wava mugumo, asi kazhinji ingori kutanga kwedanho rekupedzisira. Sarudzo yedare pamusoro pako ine simba, asi haingotumiri mari muakaundi yako yega. Kuti ushandure kukunda ikoko kwepamutemo kuita chokwadi chemari, unoda chinonzi executoriale titel (zita rekuremekedza).

Gwaro iri repamutemo, rakapihwa nedare, ndiro kiyi yepamutemo inovhura mukana wekutevedzwa kwemutemo. Rinopa simba muchengeti wemari ( deurwaarder ) kuti atore matanho chaiwo ekutora chikwereti panzvimbo yako, achipfuura zvikumbiro uye achitora matanho akatenderwa pamutemo.

Kuvhura Enforcement neBailiff

Paunenge uchinge uine zita rinogoneka, mubatsiri anogona kushandisa akati wandei maturusi ane simba kuti ave nechokwadi chekuti chikumbiro chako chagutsikana. Nzira idzi dzakagadzirirwa kuwana midziyo yemukwereti zvakananga kana vachiramba kubhadhara nekuzvidira. Nzira inotorwa inowanzoenderana nezvinozivikanwa pamusoro pemamiriro emari emukwereti.

Nzira dzinonyanya kushandiswa dzinosanganisira:

• Wage Garnishment (Loonbeslag): Mubatsiri anogona kuraira mushandirwi wemukwereti kuti anyime chikamu chemari yavo mwedzi wega wega uye abhadhare iwe zvakananga kwauri, mukweretesi.
• Kutorwa kweakaundi yebhangi (Bankbeslag): Izvi zvinobvumira mubatsiri kuomesa uye kutora mari yakachengetwa mumabhangi maakaundi emukwereti kubhadhara chikwereti chasara.
• Property Lien (Beslag op Onroerend Goed): Kune zvikwereti zvakakura, chinongedzo chinogona kuiswa pane real estate yemukwereti, senge imba yavo kana chivakwa chekutengesa. Kana chikwereti chikaramba chisina kubhadharwa, izvi zvinogona kutungamirira kukutengeswa kwekumanikidzwa kweimba.

Chimwe nechimwe chezviito izvi idanho repamutemo rakakomba rinotevera maitiro akaomarara. Kuti unyatsoongorora divi rinoshanda remaitiro aya, tarisa gwara redu remazano anoshanda ekuunganidza zvikwereti muNetherlands.

Iyo Enforcement process uye Debtor Dziviriro

Maitiro aya haasi emahara kune wese; mutemo weDutch une dziviriro dzakakosha kune ane chikwereti kuti ave nechokwadi chekuti akarurama. Semuenzaniso, pakubhadhara mihoro, muchengeti wemari anofanira kusiya ane chikwereti nemari yakachengetedzwa ( beslagvrije voet ). Iyi imari shoma inodiwa pakushandisa mari yekurarama yakaita serendi, chikafu, uye inishuwarenzi yehutano, zvichiita kuti mukwereti asasiiwe asina mari.

Zita rinotemerwa rinoshandura mutongo wedare uchiita sechiito chaicho. Ndiro bhiriji pakati pekuhwina nyaya yako uye kubhadharwa, zvichikupa mvumo yepamutemo yekumanikidza kubhadhara kuburikidza nemaitiro epamutemo.

Saizvozvowo, kutora midziyo kunosanganisira maitiro akajeka uye anodzorwa. Muchengeti wemari anotanga apa muridzi wechikwereti kodzero yekubhadharwa, achimupa mukana wekupedzisira wekubhadhara. Kana akatadza kutevedzera mitemo, muchengeti wemari anogona kuenderera mberi nekutora. Maitiro aya akarongeka anoenzanisa kodzero yemukweretesi yekubhadhara nekodzero yemukweretesi yekubatwa zvakanaka, zvichiita kuti kumanikidzwa kwemutemo wekubhadhara kushande uye kwakarurama.

Kufambisa Zvakajairika Zvikanganiso uye Pitfalls

Kuziva mitemo yehunyanzvi hwekubhadharisa mari mubhangi chinhu chimwe chete, asi kunzvenga misungo yakajairika ndiko kunoita mutsauko. Ungave uri kutsvaga muripo kana kuti uri kukumbirwa kubhadhara, kuregeredza kunogona kukonzera matambudziko makuru emari nemutemo. Kudzivisa matambudziko aya kwakakosha zvikuru pakudzivirira chinzvimbo chako.

Kune vanokweretesa, nzira yacho yakazara nezvimbambaira zvepasi. Chimwe chezvinhu zvinowanzo kanganisa kutadza kutumira gwaro rekuti munhu atadza kubhadhara chikwereti (indebrekestelling) usati waendesa zvinhu mberi. Chiziviso ichi hachisi chekungopa ruremekedzo chete; kazhinji chinodiwa pamutemo usati wakwanisa kukumbira mari yekuwedzera kana kuputsa chibvumirano. Kuchisiya kunogona kushayisa simba nyaya yako kubva pakutanga.

Chimwe chikanganiso chikuru ndechekungorasikirwa nekarenda. Kutumira kwese kwekubhadhara kune nguva yakatarwa, inozivikanwa severjaring . Kune akawanda mabhizinesi-ku-bhizinesi, nguva ino inguva yemakore mashanu . Kana ukarega nguva iyoyo yekupedzisira ichipfuura usina kutora matanho epamutemo, kodzero yako yepamutemo yekutora chikwereti inogona kupera zvachose.

Zvakajairika Kukwereta Zvikanganiso uye Maitiro Akanakisisa

Kuti uchengetedze chikumbiro chako pahwaro hwakasimba, unofanirwa kuve wakasimba uye wakarongeka. Nyatsoteerera kune idzi nzvimbo dzakakosha:

• Zvinyorwa zvisina kukwana: Kuedza kuratidza chikumbiro chako pasina zvibvumirano zvakajeka, zvibvumirano zvakasainwa, kana ma invoice akadzama ihondo inokwira. Maitiro Akanakisisa: Chengetedza zvinyorwa zvine hungwaru zvezvese — kutaurirana, zvibvumirano, nhoroondo dzekubhadhara — kubva pazuva rekutanga.
• Kuregeredza Matanho ekukakavadzana: Kana munhu ane chikwereti akapokana neinivhoisi, haugone kungorima kumberi nekuunganidza. Maitiro Akanakisisa: Kugadzirisa kusawirirana kupi zvako nekukurumidza uye nehunyanzvi. Iva nechokwadi chekunyora mhinduro dzako uye edza kugadzirisa nyaya yacho usati waenda kudare.

Misungo kune Vane zvikwereti

Vane zvikwereti havanawo kudzivirirwa panjodzi, uye matambudziko avo makuru anowanzobva mukusaita chinhu zvachose. Mhedziso yakaipisisa kukanganisa kufuratira zviziviso zvepamutemo. Tsamba yekuda, masamanisi, kana chiziviso chinobva kune bailiff haisi tsamba isina basa yekukandwa parutivi.

Kusateerera hazvizobvisi kurambidzwa kwemutemo. Zvinongosvika pakukurumidzisa nyaya yako uye zvinoderedza mukana wako wekuzvidzivirira.

Kusava nehanya nezvinorehwa nemutemo kwakafanana nekufuratira kamoto kadiki mumba mako. Haidzimisi moto; inongoipa nguva yekukura kuva dambudziko risingadzoreki rinozokonzera kukuvadza kwakawanda.

Kutadza kupikisa chikumbiro nemazvo uye nenguva nderimwe dambudziko guru. Kana uchinyatsotenda kuti chikumbiro hachina kunaka kana kuti hachina kunaka, unofanirwa kuchipikisa zviri pamutemo mukati menguva dzemutemo. Kana iwe ukamirira kwenguva yakareba, mutemo unogona kuona kunyarara kwako sekubvuma kuti une chikwereti chemari, zvichiita kuti zvive zvakanyanya, zvakanyanya kuoma kurwa gare gare.

Mibvunzo Inowanzo bvunzwa nezve Dutch Claims

Sezvaunotanga kunzwisisa pfungwa ye " vordering" , mimwe mibvunzo inoshanda inomuka. Ngatikurukurei mimwe yemibvunzo inowanzo bvunzwa kuti tikupe mufananidzo wakajeka wekuti izvi zvinoshanda sei munyika chaiyo.

Kuvhima Kunotora Nguva Yakadii?

Kufanana nekodzero zhinji dzepamutemo, kubhadharisa munhu nechikwereti hakugari nekusingaperi. Kunoiswa pasi pemuganho wenguva, unozivikanwa mumutemo weDutch se verjaring , kana kuti mutemo wemiganhu. Kune ruzhinji rwezvichemo zvebhizinesi nevatengi zvaunosangana nazvo, nguva iyi imakore mashanu , kutanga kubva pazuva raifanira kubhadharwa pakutanga.

Zvakakosha kuti uite chimwe chinhu nguva iyi isati yapera. Kana makore mashanu apfuura, kodzero yako yepamutemo yekutora chikwereti inogona kudzimwa zvachose. Zvisinei, kana ukaendesa nyaya yacho kudare wowana mutongo unosimbisa chikumbiro, nguva yacho inochinja uye inowedzera zvakanyanya—mutongo wedare unowanzo shandiswa kwemakore makumi maviri.

Ndinogona Kutengesa Vorder Yangu?

Ehe, unogona zvechokwadi. Iyi itsika yakajairika muNetherlands inonzi cessie , inova izwi repamutemo rekupa kana kutamisa chikumbiro chako kune mumwe munhu. Kazhinji, mabhizinesi anotengesa zvikwereti zvavo zvisina kubhadharwa kusangano rezvemari rekuunganidza zvikwereti.

Kuti kuchinjisa uku kushande zviri pamutemo, pane danho rimwe chete guru: munhu ane chikwereti anofanira kuziviswa zviri pamutemo. Kana angoziviswa zviri pamutemo nezvechikwereti , mutongo wake wepamutemo unochinja. Kubva ipapo zvichienda mberi, anofanirwa kubhadhara mukweretesi mutsva, kwete wekutanga.

Saka musiyano uripi pakati pekubhadhara nekubhadhara invoice ? Funga nezvazvo nenzira iyi: kubhadhara invoice ndiyo kodzero huru yepamutemo yaunofanira kubhadharwa. Magwaro acho ipepa—gwaro—rinoratidza uye rinopa ruzivo rwakarurama. Invoice chikumbiro chepamutemo chekubhadhara chinobva zvakananga pakubhadhara invoice.

Kunyange zvazvo invoice inenge yega yega ichimiririra kubhadhariswa kwemari , hazvisi zvese zvinotanga nechikwereti chimwe chete. Chikumbiro chekukuvadzwa kwemari mushure metsaona yemotokari, semuenzaniso, kubhadhariswa kwemari kusingasanganisire invoice zvachose.