Kana mumwe wako wechibvumirano abhuroka muNetherlands, unorega kuva mutengesi kana mutengi wobva wava mukweretesi mumutemo wekudzima pfuma. Kubva pazuva iro dare rakazivisa kubhuroka, kambani inorasikirwa nekutonga midziyo yayo, mutariri akagadzwa nedare ( curator ) anotora chinzvimbo, uye chikumbiro chako chinogona kuteverwa chete nekuchiisa kumutariri iyeye. Zvaunodzoserwa zvinoenderana nekodzero dzawakachengetedza kare: kuchengetedza kodzero, chitsidzo, vimbiso kana chinzvimbo chekubhadhara. Chinyorwa chino chinotsanangura zvinoitika, zvinotenderwa neFaillissementswet (Bankruptcy Act) kuti uite, uye kuti ungazviita sei.
Chii chinoitika kana mumwe wako wechibvumirano abhuroka
Kubhuroka kweDutch kunotanga kushanda kubva pakutanga kwezuva iro dare rinozivisa. Kubva panguva iyoyo mukwereti anorasikirwa nesimba rekutarisira nekutengesa midziyo inoumba pfuma, uye mutariri akagadzwa nedare anotora simba iroro achitungamirirwa nemutongi anotarisira (rechter -commissaris ). Chero chipi zvacho chaunovimbiswa nevatungamiriri vekare mushure mezvo, musimboti, hachisungi pane pfuma. Ichocho chinhu chimwe chete chinogadzirisa chinzvimbo chako chose: vanhu vawave uchibata navo kwemakore havasisina simba rekugadzirisa dambudziko rako.
Mimwe migumisiro miviri inotevera pakarepo. Zvisungo zvaungave wakabhadharisa chikwereti chako zvinopera, uye nyaya dzedare dzawakatanga kuwana muripo dzinomiswa. Chikumbiro chekubhadhara chinogona kuunzwa kubva ipapo chete nekuendesa kumutariri kuti chiongororwe. Nemamwe mashoko, kumhan'arira kambani hakusisina sarudzo; kuendesa chikumbiro chako kudare ndiko kwakakodzera.
Rega kuita basa uye rega kubhadhara
Chinhu chekutanga chekuita ndechekumisa kubuda kwemari. Usatumire zvinhu zvinotevera, usatange chikamu chinotevera cheprojekiti, uye usabhadhara ma invoice aunenge uchine chikwereti. Izvi hazvisi zvipingamupinyi; ndiyo chete nzira yekuchengetedza mukana wako wekutengesa zvinhu kubva paEuro yega yega yezvinhu kana masevhisi aunopa mushure mezuva rekubhuroka pasina chibvumirano chakajeka nemutariri wemari mari yauri kukweretesa kune munhu asina mari, uye euro yega yega yaunobhadhara mari yausingachakwanise kushandisa pakutenga zvinhu.
Pane chimwe chinhu chakakosha chakasarudzika. Kana mutariri wezvinhu akakukumbira kuti urambe uchipa zvinhu zvako nekuti anoda kuti zvinhu zvako kana mabasa ako aenderere mberi kana kumisa bhizinesi, zvaanoita munzvimbo iyoyo zvikwereti zvenhaka ( boedelschulden ), izvo zviri pamberi pevakweretesiwo zvavo. Usavimba nechikumbiro chemuromo: simbisa nekunyora kuti uri kupa zvinhu zvako zvichienderana nemirairo yemutariri uye neakaundi yemutariri wezvinhu, uye bvumirana nemitemo yekubhadhara usati waendesa zvinhu zvako.
Tsvaga kuti mutariri wemutariri ndiani uye kuti faira iri padanho ripi
Kubhuroka kwemari kunoburitswa muCentraal Insolventieregister inochengetwa nedare redzimhosva uye muHandelsregister kuChamber of Commerce. Marejista iwayo anokupa zuva rekutongwa, zita remutariri nedare rinosanganisirwa. Basa remutariri rinoshanda kuboka revanhu vane chikwereti kwete kwauri iwe pachako, saka hapana chichaitika mufaira rako kunze kwekunge waisa ipapo. Nyora nekukurumidza, nyora zvakajeka, uye chengeta meseji yese pfupi zvakakwana kuti ishandiswe.
Chengetedza faira usati waida chero ani zvake
Chibvumirano chako, mitemo yako, zvisimbiso zveodha yako, magwaro ako ekutumira uye tsamba yako ndizvo humbowo huchabvumidzwa kana kuramba chikumbiro chako. Magwaro maviri anofanirwa kutariswa zvakanyanya. Chekutanga humbowo hwekuti mitemo yako yakabvumiranwa uye yakaendeswa usati waita chibvumirano kana panguva yacho, nekuti chikamu chekuchengetedza zita remunhu chakangogara mumitemo isina kunyorwa hachina kukosha. Chechipiri humbowo hwekutumira, nekuti chikumbiro chekuchengetedza zita remunhu chakakundikana kana usingakwanise kuratidza kuti ndezvipi zvinhu zviri panzvimbo yacho zviri zvako.
Ndezvipi zvikamu zvechibvumirano zvinokubatsira chaizvo
Kana kubuda ropa pakarepo kwamira, chibvumirano chinosarudza kuti mari yako yakawanda sei ichiri kuwanikwa. Verenga mubvunzo mumwe chete mupfungwa: pane here chiri muchibvumirano ichi chinondipa kodzero yekupikisa pfuma chaiyo kana munhu chaiye, pane kodzero yekubhadharwa kubva mumari yakagovaniswa? Musiyano iwoyo ndiwo mutambo wese. Chikumbiro chekubhadhara chinokuisa parutivi rwevane masimba emitero nevakweretesi vakachengetedzwa. Kodzero mupfuma, kana kodzero yekupikisa munhu wechitatu anogadzirisa dambudziko, inokubvisa zvachose.
Mhando ina dzezvikamu zvinoshanda chaizvo kana munhu asina kubhuroka. Chikamu chekuchengeta zita remunhu ( eigendomsvoorbehoud ) chinochengeta muridzi wezvinhu zvakaunzwa newe kusvika wabhadhara; Mutemo weDutch unobata kutengeswa kuri pasi pechikamu chakadaro sekuchinjirwa pasi pemamiriro ekumira, ndosaka zvinhu zvisingambopindi zvizere munhaka. Kodzero yekuvimbisa ( pandrecht ) kana mortgage ( hypotheek ) inokuita mukweretesi akachengetedzwa anogona kusimbisa sekunge pasina kubhuroka zvachose. Chivimbiso kana rubatso ( borgtocht ) kubva kukambani yemubereki kana director chinoita chibvumirano chakasiyana nebato risina kubhuroka. Uye chikamu chekugumisa kubhuroka chinokutendera kuti ugumise chibvumirano usina kuva nemhosva yekuita izvozvo.
Chikamu chekupedzisira ichocho chinoda kungwarira. Zvikamu zvinogumisa chibvumirano chekubhuroka zvakajairika uye zvinogamuchirwa kazhinji, asi hazvigone kushandiswa kubvisa pfuma inofanira kugoverwa pakati pevanokweretesa vese, uye dare richatarisa zvakanyanya chikamu chine mhedzisiro chaiyo yekusarudza mumwe mukweretesi. Tora chikamu chekusabhadhara senzira yekumisa zvisungo zvako, kwete senzira yekupfupisa yekubhadhara.
Kuti uri papi, uye nei zvichikosha kupfuura hukuru hwezvaunoda
Mutemo weDutch unotanga nepfungwa yekuti vanokweretesa vanobhadharwa zvinoenderana nezvikumbiro zvavo kunze kwekunge mutemo uchipa chimwe chazvo mukana wekutanga. Mibvunzo yese yekudzoserwa kwemari inobva pakuti uri mubhokisi ripi remabhokisi anotevera.
| nzvimbo | Zvazvinoreva | Maonero anoshanda |
|---|---|---|
| Muridzi ari pasi pekuchengetedzwa kwekodzero yekuva muridzi | Zvinhu hazvina kumbobvira zvava chikamu chenhaka. Unotora zvinhu zvacho pachako, chero bedzi zvichiri kuzivikanwa uye zvisina kubhadharwa. | akasimba |
| Mukweretesi akachengeteka (chibvumirano kana mortgage) | Unogona kusimbisa kuchengetedzeka kwako sekunge pasina kubhuroka. Mutariri anogona kukuisa nguva yakatarwa yekuita izvozvo uye zvimwe kutengesa pfuma yacho iye pachake. | simba |
| Estate creditor (boedelschuld) | Chikumbiro chako chakabva kumabasa emutariri wemari mushure mezuva rekubhuroka, kana kuti mutemo unochitumidza sechikwereti chenhaka. Chinobhadharwa kubva munhaka pamberi pevakweretesiwo zvavo. | Zvakanaka, kana imba yacho iine midziyo |
| Mukweretesi anosarudzwa | Mutemo unoisa chikumbiro chako pakutanga. Muchokwadi izvi zvinonyanya kubata vakuru vemitero, sangano reinishuwarenzi yevashandi pamwe nevaridzi vekodzero yekuchengetedza chikwereti. | eresera |
| Mukweretesi wenguva dzose (asina kuchengetedzwa) | Hapana kuchengetedzwa uye hapana kukosha. Unobhadharwa zvichienderana nechero chasara mushure mekunge zvikamu zviri pamusoro zvazadzikiswa. | Kuneta |
Makambani mazhinji ekuNetherlands akavharwa nekuda kwekushaya midziyo, zvinoreva kuti vanokweretesawo havagamuchire chero chinhu uye mutariri wekambani anoisa account iri nyore. Icho hachisi chikonzero chekusaita chinhu, asi chikonzero chekushandisa simba rako panzira dzinopfuura mutsetse pane kugadzirisa chikumbiro chisina kuchengetedzeka. Gwaro redu rekubhuroka muNetherlands kune vemabhizinesi nevakweretesi rinotsanangura kuti maitiro ese anoitwa sei.
Kuisa chikumbiro chako uye kubata nemutariri wemutariri
Kuisa chikumbiro ndicho nhanho yepamutemo inoshandura invoice yako kuita chikumbiro chinofanira kugadziriswa nemutariri. Unotumira chikumbiro ichi nekunyora kumutariri, uyo anochiisa pane runyorwa rwezvikumbiro zvakabvumidzwa kwenguva pfupi kana zvinokakavadzana. Kana pfuma yacho iine midziyo yakakwana yekubhadhara chimwe chinhu kune vanokweretesawo, mutongi anoisa zuva remusangano wekusimbisa ( verificatievergadering ) apo zvikumbiro zvinozogamuchirwa kana kupikiswa. Kana zvikasadaro, kubhuroka kunopedzwa nenzira iri nyore uye hapana musangano unoitika.
Tumira zvinopfuura nhamba imwe chete. Kutumira zvinhu kunoshanda kunosanganisira tsamba yekuvhara inotaura mari yekutanga, mubereko wechibvumirano nemari yekuunganidza yakakumbirwa, chibvumirano chiripo nechero addenda, mitemo nemipimo pamwe nehumbowo hwekuti zvakapihwa, invoice yega yega isina kubhadharwa, uye humbowo hwekutumira kana kupedzisa. Taura zvakajeka mutsamba imwe chete kana uchikumbira kuchengetwa kwekodzero, kodzero yekuvimbisa, kodzero yekuchengetedza kana kubhadharwa. Mutariri wekodzero anoudzwa nezvekodzero mumwedzi wekutanga anowanzo kwanisa kuiremekedza; mutariri anonzwa nezvazvo mushure mekunge zvinhu zvatengeswa haakwanise.
Zvinogona kuitwa nemutariri wechibvumirano chichiri kushanda
Kubhuroka hakugumisi zvibvumirano zvega. Kana pasina divi rakaita chibvumirano chekudzoka, Mutemo weKubhuroka unopa mutariri sarudzo uye unokupa nzira yekumanikidza sarudzo iyoyo: unogona kuisa mutariri nguva yakatarwa yekutaura kana achaita. Kana akazivisa kuti achaita, anofanira kupa chengetedzo yekushanda. Kana akarega nguva yekupedzisira ichipfuura, anorasikirwa nekodzero yekukumbira kushanda kubva kwauri, uye wakasununguka kubata chibvumirano sechapera uye kukumbira kukuvara. Chikumbiro ichocho chekukuvara chinoonekwa sechikumbiro chenguva dzose, asi chokwadi chacho chakakosha kuva nacho, nekuti chibvumirano chisina kupindurwa chinogona kuvharira kuronga kwako kwemwedzi yakati wandei.
Mamwe makondirakiti ane hurongwa hwawo hwepamutemo. Chibvumirano cherendi chinogona kugumiswa nemutariri weimba kana muridzi wemba nenguva yekuzivisa inoganhurirwa nemutemo, uye rendi inofanira kubhadharwa mushure mezuva rekubhuroka ichikwereti chepfuma. Makondirakiti ebasa anogona kugumiswa nemutariri weimba nenguva yekuzivisa pfupi, uye mihoro kubva pazuva rekubhuroka zvichienda mberi ichikwereti chepfumawo. Kana hukama hwako nekambani yakabhuroka huri humwe hweizvi, mitemo mikuru pamakondirakiti ekubhadharana haisi iyo inoshanda.
Kana mutariri akakanganisa
Mutariri wepfuma haasi mutongi uye haagari achigamuchira pfungwa dzakasimba. Kana usingabvumirani nechisarudzo kana kuti nenzira iri kubatwa nayo pfuma, unogona kukumbira mutongi wekutarisira kuti ape mutariri wepfuma murairo, nekuisa chikumbiro chine chikonzero. Zvikumbiro zvinokakavadzana zvisingagone kugadziriswa zvinotumirwa kudare rakasiyana ( renvooiprocedure ) mushure memusangano wekusimbisa. Nzira dzese dziri mbiri ndedzechokwadi, asi dzese dzinotora nguva nemari, saka dzakakodzera kushandiswa sekodzero yepfuma uye hadziwanzokodzera kushandiswa sechikumbiro chisina kuchengetedzeka.
Kudzoserwa zvinhu zvako kana mari yako
Nzira nhatu dzinowana mari chaiyo dzichiri kushanda. Hapana imwe yadzo inoshanda yoga; imwe neimwe inofanira kushandiswa, uye imwe neimwe ine mamiriro ezvinhu anotariswa zvakanyanya.
Kukumbira kuchengetwa kwezita remusoro
Chitsauko chekuchengetedza zita remunhu chinobatsira chete kana zvinhu zvitatu zvikaenderana: chikamu chakabvumiranwa zvakanaka usati waendesa, zvinhu zvawakapa zvichiripo uye zvinozivikanwa, uye ma invoice ezvinhu izvozvo haana kubhadharwa. Zivisa mutariri nekunyora kuti washandisa chikamu ichocho, nyora zvinhu nema invoice anoenderana nemagwaro ekutumira, uye taura kuti uchaenda kunoongororwa. Tarisira kuramba kana zvinhu zvakasanganiswa nemasheya akafanana kubva kune vamwe vatengesi, zvagadziriswa kuita chimwe chinhu kana kutengeswazve kumutengi ari kuita nekutenda kwakanaka; mumamiriro ezvinhu iwayo kuva muridzi kunowanzo rasikirwa uye chikamu chakawedzerwa chete, chakanyorwa kuti chive nenjodzi iyoyo, chichiri kubatsira. Maitiro acho anotsanangurwa zvakadzama munyaya yedu pamusoro pekuchengetedza zita remunhu muNetherlands.
Kushandisa set-off
Kubhadhara chikwereti ( verrekening ) ndicho chishandiso chisingashandiswi zvakanyanya kune vanokweretesa. Mutemo weBankruptcy Act unobvumira mukweretesi ane chikwereti chepfuma yekubhuroka kuti abhadhare vaviri ava, chero bedzi zvese zviri zviviri zvakamuka kubhuroka kusati kwatanga kana kuti kubva pakubata nechikwereti kubva pazuva iroro risati rasvika. Mhedzisiro yacho ndeyekuti haubhadhare chinhu woisa mari yasara chete, izvo zvinoshandura chikumbiro chisina chokwadi chepro rata kuita chokwadi chechikamu ichocho. Pane miganhu: haugone kutenga kana kutora chikumbiro kubva kune mumwe munhu nguva pfupi kubhuroka kusati kwatanga kuitira kuti pave nenzvimbo yekubhuroka, uye mutariri achaedza nguva yechinhu chero chipi zvacho chinoita sechakagadzirwa. Ichi ndicho chikonzero chinoshanda chekuti zano rekutanga rimise kubhadhara mari inobuda paunongonzwa nezvekubhuroka.
Kusimbisa vimbiso kana kubata director semutoro
Garandi kana kuti chibatiso chinopihwa nekambani inobereka kana director chibvumirano nebato risiri mubhuroko, saka unochisimbisa nenzira yakajairika uye nhaka haina basa. Iyi ndiyo dziviriro inoshanda zvikuru yaunogona kutaurirana nayo matambudziko asati atanga, uye zvakakosha kukumbira pachibvumirano chenguva refu kana chakakosha.
Kupa mutoro kumutungamiriri pachake inzira yakasiyana uye yakaoma zvikuru. Kana kambani yabhuroka, chikumbiro chehutungamiriri husina kunaka ndechemutongi, kwete chevanhu vanokweretesa, uye mutongi anofanira kuratidza kuti kutadza kutonga kwacho ndiko kwaive chikonzero chikuru chekubhuroka. Mukweretesi anogona kuramba achikumbira mhosva kumutungamiriri akaita chisungo achiziva kuti kambani yaisazokwanisa kuzadzisa, asi izvozvo zvinoda humbowo hwezvaizivikanwa nemutungamiriri panguva iyoyo. Hapana imwe yenzira idzi inotsiva kuchengetedzwa kwakabvumiranwa pachine nguva.
Zvikanganiso zvinonyanya kudhura vanokweretesa
Zvikanganiso zvatinoona zvichidzokororwa hazviwanzoitiki. Izvi zvinowanzoitika panguva isiriyo.
Chekutanga ndechekuramba uchiita zvinhu nekuda kwekuvimbika kana netariro yekubhadharwa kwefaira rese pakupera. Hazvishande saizvozvo: mashandiro anoitwa mushure mezuva rekubhuroka pasina chibvumirano nemutariri anongowedzera chikumbiro chisina kuchengetedzeka. Chechipiri kubhadhara invoice isina kubhadharwa mushure mekunzwa nezvekubhuroka, izvo zvinoparadza chinzvimbo chekubhadhara chaikosha kukosha kwacho. Chechitatu kunyarara: vanokweretesa vanofunga kuti mutariri achawana magwaro avo ekuchengetedza mufaira, uye vanonyora chete kana masheya atengeswa.
Kunewo njodzi iri kuenderera mberi inofungidzirwa nevashoma vanokweretesa. Mutariri wemari anogona kudzosera shure kutengeserana kwakaitwa nguva pfupi kusati kwatanga kubhuroka uko kwakakanganisa boka rose revanokweretesa. Mabasa ekuzvidira ayo mukwereti aisasungirwa kuita anogona kusiyiwa parutivi apo mapato ese aiziva kuti vanokweretesa vaizokanganiswa, uye kunyange kubhadhara chikwereti chaifanira kubhadharwa kunogona kudzoserwa shure kana muripo wacho wakakonzerwa nekubatana kana kuti wakaitwa mushure mekunge mukwereti aziva kuti chikumbiro chekubhuroka chaiswa. Kana mumwe wako akangoerekana abhadhara invoice yekare, akakupa dziviriro yakawedzerwa kana akatamisira pfuma kwauri apo bhizinesi rainge richikundikana, tarisira kuti mutariri wemari akubvunze nezvazvo uye achengete tsamba inoratidza zvawaiziva uye kuti riini.
Chekupedzisira, musavhiringa kubhuroka nenzira dzinouya pamberi payo. Mumwe munhu ari kurwira anogona kupa hurongwa hwekugadzirisa zvinhu pasi pemutemo weDutch scheme, uyo unogona kusunga vanokweretesa vanopikisa kana dare razvisimbisa, kana kuti ungangove wakasarira pakubhadhara asi uchikwanisa kugadzirisa zvinhu. Mamiriro ese ezvinhu anoda mhinduro yakasiyana, uye hurongwa hwekudzvanya invoice isina kubhadharwa usati wakundikana kubhadhara ibasa rakasiyana, rinotsanangurwa mugwara redu rekuunganidza zvikwereti muNetherlands.
Kuderedza njodzi muchibvumirano chako chinotevera
Chidzidzo chisingaperi kubva mukubhuroka kwemumwe wako ndechekuti kudzoserwa kwemari kunoitwa patafura yekunyora, kwete pamusangano wekusimbisa. Zvinhu zviviri zvinofanirwa kutariswa: waunobvumirana naye chibvumirano, uye kuti zvinoenderana nemitemo ipi.
Panyaya yekutanga, cheki inoenderana nezvinodiwa usati wasaina chibvumirano chakakosha inobhadhara. Maakaundi egore negore akaiswa, mushumo wechikwereti, maitiro ekubhadhara akataurwa nevamwe vatengesi uye chero kutonga kwakaburitswa kana kunyoreswa kunopesana nekambani zvinowanzo ratidza mamiriro ari kuipa nguva refu chikumbiro chisati chaiswa. Kana kambani iri kambani ichangobva kubatanidzwa muboka guru, bvunza kuti ndeipi kambani inotakura midziyo, uye bvumirana nayo kana kukumbira mubereki kuti avimbise.
Panyaya yechipiri, zvikamu zvina zvinoita basa rakawanda. Chikamu chakabatanidzwa zvakanaka uye, kana zvinhu zvichibvumira, kuchengetedza zita remunhu kwenguva refu. Kodzero yekuchengetedza pamusoro pezvinhu zvauri kubhadhara. Vimbiso kubva kukambani yemubereki kana director yezvibvumirano zvenguva refu kana zvakakosha. Uye chimiro chekubhadhara chine matanho epamberi kana matanho, kuitira kuti mari iripo chero nguva ive mari yaunogona kurasikirwa nayo. Hapana chimwe cheizvi chisingawanzo kukumbira, uye mumwe munhu anoramba zvese izvi ari kukuudza chimwe chinhu chinobatsira nezvemaonero ake emari yake. Nhoroondo yemaitiro ezvese izvi yakatsanangurwa muThe Bankruptcy Act nemaitiro ayo.
Zvinotora nguva yakareba sei uye zvauchanzwa
Kubhuroka kweDutch hakusi nzira inokurumidza uye vanokweretesa vanoziviswa nguva nenguva pane kugara vachiziviswa. Mushure memutongo, mutariri wekambani anoongorora midziyo nezvikwereti, anoongorora zvikonzero zvekukundikana uye maitiro evatungamiriri, uye anotaura pachena nezvekufambira mberi; mishumo iyoyo inoiswa murejista yepakati yekukundikana uye ndiyo sosi yakavimbika yeruzivo rwauchawana. Kana midziyo yawanikwa uye zvasara zvakakwana kune vanokweretesawo, mutongi wekutarisira anoronga musangano wekusimbisa, mushure mezvo runyorwa rwekugoverwa runoitwa, rwunopihwa kuti ruongororwe uye, kana rwave rwekupedzisira, rwunobhadharwa. Kana pasina chasara, dare rinobvisa kubhuroka nekuda kwekushaikwa kwemidziyo uye faira rinongovhara.
Ronga mwedzi kwete mavhiki echinhu chipi zvacho chine chekuita nekuwana midziyo, uye kwenguva yakareba zvikuru kana paine nyaya pamusoro pekodzero yekuchengetedza kana nezvevatungamiriri. Chinhu chisipo ndechekuchengetedza chikumbiro chekodzero: zvinhu zvinopera nekukurumidza, saka ndiyo kodzero yaunofanira kutaura mumazuva ekutanga kwete kota yekutanga. Mhinduro dzinoshanda kumibvunzo inobvunzwa nevanokweretesa padanho rega rega reizvi dzakaunganidzwa muongororo yedu yemutemo wekukundikana kubhadhara mari weDutch.
Imwe poindi yemari inowira kunze kwefaira rekukundikana kubhadhara. Kana invoice isingabhadharwe, VAT yawakatotumira pairi inogona kudzoserwa kuburikidza neVAT return yako. Mamiriro ezvinhu nenguva yacho inyaya yemutero kwete yepamutemo, saka bvunza mupi wezano wemitero panguva imwe chete yaunoisa chikumbiro chako; kazhinji ndiyo chete chikamu chekurasikirwa chinodzoserwa.
Kana kubhuroka kuri mune imwe nyika yeEU
Kukundikana kwemiganhu kunotevera mitemo yavo. MuEuropean Union, nyaya dzekusabhadhara zvikwereti dzinotongwa neEU Insolvency Regulation, iyo nyaya huru dzinovhurwa munyika iri nhengo umo mukwereti ane nzvimbo yake huru yezvido, kazhinji nzvimbo yehofisi yake yakanyoreswa kunze kwekunge chokwadi charatidza kumwe. Nyaya idzodzo dzinozivikanwa otomatiki mune dzimwe nyika dziri nhengo, kusanganisira Netherlands, uye mutemo wenyika yavakavhurwa ndiwo unosarudza mhedzisiro yekusabhadhara zvikwereti, kurongwa kwezvikumbiro uye kuti pfuma inotongwa sei.
Migumisiro miviri inokosha kune vanokweretesa. Chekutanga, mitemo yekuisa magwaro, nguva yekupedzisira uye kurongwa kwevakweretesi ndeaya emitemo yekunze, kwete yeDutch, uye chikumbiro chakaiswa kunonoka murejista yekunze hachiponeswi nemutemo weDutch. Chechipiri, nyaya dzechipiri dzinogona kuvhurwa munyika yenhengo uko mukweretesi ane nzvimbo, izvo zvinogona kushanda kana midziyo yauri kufarira iri pano. Kodzero dziri mu reservation pamusoro pemidziyo iri mune imwe nyika yenhengo, sekutonga, hadzina kukanganiswa nekuvhurwa kwenyaya huru kune dzimwe nzvimbo, ndosaka kodzero yekuchengetedza kana kuchengetedza kodzero yekodzero kuchikosha zvakanyanya mukusabhadhara mari kupfuura chero chipikirwa chechibvumirano.
Mibvunzo inowanzo bvunzwa kana mubatsiri wechibvumirano abhuroka
Ndingakwanisa here kumhan'arira kambani yakabhuroka?
Muchidimbu, kwete. Kana kambani yangoburitswa pachena pasi pemutemo weDutch, chinozivikanwa semutemo wekumisa kumanikidzwa kwemunhu mumwe nemumwe chinotanga kushanda. Zvibvumirano zvinopera, kusimbiswa kwemutemo wechikwereti kunoguma, uye matanho awakange watanga ekubhadhara anomiswa.
Pane kuvaendesa kudare, uchafanirwa kuendesa chikumbiro chako kumutariri akagadzwa nedare (mutariri ) . Maitiro aya akagadzirirwa kuisa zvikwereti zvese zvekambani muhurongwa humwe chete, hwakarongeka, kuve nechokwadi chekuti chero midziyo yasara yagoverwa zvakaenzana zvichienderana nezvinodiwa nemutemo. Kuedza kupomera kambani yakabhuroka kungopedza nguva nemari dzematare.
Chii chinoitika kupurojekiti yangu isina kupera kana odha yangu?
Kondirakiti yako haingonyangarike mumhepo yakatetepa. Mutariri ane makadhi uye ane kodzero yepamutemo yekusarudza zvichaitika. Basa ravo guru nderekuongorora kana kuzadzisa kondirakiti kuchizobatsira chaizvo iyo bankrupt estate.
- Kana ichibatsira imba yacho: Unogona kuisa mutariri wemutero nguva yakatarwa yekutaura kana achaita basa rake. Kana akataura kuti achaita basa rake, anofanira kukupa chengetedzo, achivimbisa kuti achamira kushanda kwake—kusanganisira kukubhadhara pabasa rese raakaita. pashure zuva rekubhuroka.
- Kana zvisingabatsiri nzvimbo yacho: Kazhinji pane kwete, trustee ichagumisa chibvumirano. Iwe unozosiiwa uine chikumbiro chekukuvadza nekuda kwekutyorwa, asi izvi zvinogara zvichibatwa seyakajairwa, isina kuchengetedzwa inopokana nenhaka.
Usamirire. Hungwaru kubata trustee iwe pachako wosundira sarudzo. Kuramba wakanamatira mu limbo kunogona kukonzera kukanganisa kukuru kune rako bhizinesi.
Vatungamiriri vekambani ndivo vane mhosva here pachavo pamusoro pezvikwereti izvi?
Kazhinji, mhinduro ndeyokuti kwete. Kune zvimiro zvebhizinesi senge yakazvimiririra yakaganhurwa kambani (BV), imwe yemabhenefiti makuru imhosva shoma. Izvi zvinogadzira "nhoo" yepamutemo inoparadzanisa zvikwereti zvebhizinesi kubva kune zvega zvevadhairekitori nevagovani.
Asi nhoo iyoyo haiputsike. Mutungamiriri anogona kupomerwa mhosva kana paine nyaya dzakajeka dzekusashanda zvakanaka kwemutungamiriri ( kennelijk onbehoorlijk bestuur ). Izvi zvinogona kusanganisira zvinhu zvakaita sekubiridzira, kutadza kuchengetedza zvinyorwa zvemari zvakakodzera, kana kuramba vachitengesa vasina hanya kana vachiziva kuti kambani haina mari.
Chikumbiro chekutarisira zvisina kunaka mubhizinesi rekubhuroka ndechemutongi kwete chemunhu anokweretesa, uye chinoda kuferefetwa kwakakwana. Kunze kwekunge wakangwara zvakakwana kuti uwane vimbiso yako wega yakasainwa nemutungamiriri kubva pakutanga, kuvatevera zvakananga inzira refu uye isina chokwadi. Danho rako rekutanga rakanakisa rinowanzo kuve rekutarisa kodzero dzako dzechibvumirano nekambani pachayo.
chii Law and More zvinogona kukuitira
Law and More inopa mazano kune vatengesi, vatengi nevakweretesi vane chibvumirano chekubhuroka, kubva kune tsamba yekutanga kuenda kumutariri kusvika pakusimbiswa kwechikumbiro uye, pazvinenge zvichidikanwa, nyaya dziri pamberi pemutongi wekutarisira. Tinoongorora muongororo imwe chete kana une kodzero mupfuma, kana kuripo kubhadhara, kana vimbiso inogona kusimbiswa uye kana nhaka ine chikwereti kwauri semukweretesi wepfuma, uye tinonyora dziviriro yechibvumirano inoita kuti kubhuroka kunotevera kuve kwakakodzera. Kana mumwe wako akaziviswa kubhuroka kana kuti uchitya kuti kwava kuda kuitika, isu magweta ekubhadhara mari muNetherlands varipo kuti vakurukure nezvemaonero enyu.
