Murendi wako akarega kubhadhara rendi. Mari yekukwereta iri kuramba ichikwira. Unoda kukurumidza asi hauzive zvaunogona kuita zviri pamutemo. Varidzi vedzimba vazhinji muNetherlands vanosangana nemamiriro ezvinhu aya uye vanoita zvikanganiso zvinodhura nekumirira kwenguva yakareba kana kutora matanho anotyora mutemo wekurenda weDutch. Maitiro ese ari maviri anogona kukanganisa mamiriro ako emari uye kutora nguva yakareba dambudziko racho.
Mutemo weDutch unokupa nzira dzakajeka dzekudzosa rendi isina kubhadharwa uye kugadzirisa matambudziko ekugara. Unogona kukumbira muripo, kugumisa rendi, uye kudzinga vanhu kuburikidza nematare. Asi unofanira kutevedzera maitiro chaiwo. Kutora nyaya mumaoko ako nekuchinja makiyi, kudzima magetsi, kana kumanikidza varongi kuti vabve kuchakuisa mumatambudziko emutemo uye kunetesa nyaya yako. Mutemo unodzivirira varongi kubva kuzviito zvisina tsarukano, kunyangwe pavanenge vaine chikwereti chako chemari.
Gwaro iri rinokuratidzai chaizvo zvamunogona uye zvamusingakwanise kuita kana muchinge mava nechikwereti cherendi muNetherlands. Muchadzidza hurongwa hwemutemo, matanho anoshanda ekugadzirisa chikwereti cherendi, uye miganhu yamunofanira kuremekedza. Tichafukidza ongororo, kutaurirana, zviziviso zvepamutemo, maitiro edare, uye zviito zvinogona kukukanganisai semuridzi wemba.
Zvinotaurwa nemutemo weDutch nezvechikwereti cherendi
Mutemo wekurenda weDutch unowira pasi peDutch Civil Code (Burgerlijk Wetboek) , kunyanya Bhuku 7, Musoro 4. Chikamu chino chinodzora zvibvumirano zvekurenda uye chinotsanangura zvikwereti zverendi: zvinogona kuitwa nevasina muridzi wemba kana varidzi vemba vakakundikana kubhadhara rendi. Kodzero dzako semuridzi wemba dzinoenderana nekuti unorenda kune murendi wega kana bhizinesi, kunyange hazvo misimboti yakawanda ichiramba yakafanana. Mutemo unoenzanisa kodzero yako yekuwana rendi nekodzero yemurendi yekuchengetedzeka kwemba , zvichigadzira maitiro akarongeka aunofanirwa kutevera.
Hwaro hwepamutemo hwekuita chiito
Unowana kodzero yekugumisa chibvumirano chekurenda kana mugari wemba yako akatadza kubhadhara. Chinyorwa 7:231 cheDutch Civil Code chinokubvumidza kugumisa chibvumirano chekurenda kana mugari wemba akasabhadhara rendi nenguva. Zvisinei, haugone kungozivisa kuti chibvumirano chekurenda chapera. Unofanira kutevedzera maitiro anotanga netsamba yakanyorwa ichikumbira muripo uye inoguma nemurairo wedare kana mugari wemba akaramba kubva kana kubhadhara.
Mutemo unoda kuti upe mugari wako mukana wakakodzera wekugadzirisa mamiriro acho ezvinhu. Izvi zvinoreva kuti unofanira kutumira tsamba yekukumbira mari (aanmaning) ichitaura mari chaiyo yaunokwereta uye nguva yekupedzisira yekubhadhara. Kana nguva yekupedzisira yapera pasina muripo ndipo paunozotora mamwe matanho epamutemo.
Mutemo weDutch unodzivirira vagari vemo kubva pakudzingwa ipapo ipapo, uchida kuti varidzi vemo vawane mvumo kudare vasati vamanikidza mugari kuti abve.
Kana kuguma kwava kunogoneka
Kutadza kubhadhara kamwe chete hakurevi kuti pane chikonzero chekugumisa rendi. Matare anowanzo tarisira kuti varidzi vemba varatidze maitiro ekusabhadhara kana kuti zvikwereti zvinodarika mwero wakati vasati vabvumidza kudzingwa. Vatongi vazhinji vanoona zvikwereti zvemwedzi miviri kusvika mitatu zverendi sezvakakomba zvekuti zvinofanirwa kugumisa, kunyange izvi zvichisiyana zvichienderana nenyaya. Vatongi vanoongororawo kana wakaedza kugadzirisa nyaya iyi kuburikidza nekutaurirana uye zvirongwa zvekubhadhara usati wakumbira kudzingwa.
Chibvumirano chenyu chekurenda hachigone kudzima dziviriro idzi dzemutemo. Kunyangwe kana chibvumirano chenyu chichitaura kuti munogona kudzinga imba nekukasika nekuda kwekusabhadhara, mutemo weDutch unoda kuti mutevedzere maitiro emutemo. Chero zvikamu zvinopesana nemutemo wekurenda zvinosungirwa hazvishande.
Danho 1. Ongorora mari yawakakwereta uye rendi yako
Usati wataura nemuridzi wemba yako kana kutanga chero matanho epamutemo, unofanirwa kuziva kuti uri papi chaizvo. Nyora zvese uye simbisa nhamba. Danho iri rinodzivirira zvikanganiso zvinogona kunetesa chinzvimbo chako gare gare kana kukuisa panjodzi yekupikisa.
Verenga mari chaiyo inokweretwa
Tanga nekugadzira nhoroondo yakadzama yekubhadhara inonyora mari yese yekubhadhara rendi yaifanira kunge yabhadharwa nemurendi wako uye zvaakabhadhara chaizvo. Isa mazuva ekubhadhara, mari yawakakwereta, mari yawakagamuchira, uye mazuva ekubhadhara . Tarisa magwaro ako ebhangi uchishandisa rekodhi iyi kuti usimbise kuti ndeapi mabhadharo akasvika uye rini. Makakatanwa mazhinji anokonzerwa nekusawirirana pamusoro penguva yekubhadhara kana kuti chikamu chemari.
Wedzerai mari yekuwedzera inokweretwa nemurendi wenyu kupfuura rendi yekutanga. Izvi zvinosanganisira mari yebasa, magetsi (kana zvichibatanidzwa muchibvumirano), uye chero mubereko wekunonoka kubhadhara wakataurwa muchibvumirano chenyu. Mutemo weDutch unokubvumirai kubhadharisa mubereko wepamutemo pakubhadhara kunonoka, asi munofanira kutaura izvi zvakajeka muchibvumirano chenyu chekubhadhara. Chengetai kuverenga uku kuri nyore uye kwakajeka kuitira kuti mugone kukuratidza kumurendi wenyu kana mutongi kana zvichidikanwa.
Ongorora mitemo yechibvumirano chako chekurenda
Bvisa chibvumirano chako cherendi chakanyorwa wotarisa mamiriro ekubhadhara chaiwo. Cherechedza huwandu hwerendi yemwedzi wega wega, zuva rekupedzisira, nzira yekubhadhara, uye chero nguva dzenyasha dzawakabvumirana. Tarisa kana chibvumirano chako chinosanganisira zvirango zvekubhadhara kunonoka kana muripo wemubereko. Kunzwisisa ruzivo urwu kunokubatsira kuona izvo varidzi vemba vanogona uye vasingakwanise kuita pasi pechibvumirano chako chaicho.
Mitemo yenyu yekurenda inofanira kutevedzera mutemo wekuDutch wekuti vanhu vagare pamba, zvinoreva kuti zvimwe zvinhu zvinodzivirira vanhu vanogara pamba hazvigone kubviswa nechibvumirano.
Tarisa kana muridzi wemba yako aine magwaro ekubhadhara kana shanduko dzechibvumirano chekare chekubhadhara. Vamwe varidzi vemba vanobvumirana nekudzikiswa kwenguva pfupi kwerendi kana hurongwa hwekubhadhara asi vanokanganwa kuzvinyora nemazvo.
Danho rechipiri. Taura nemuridzi wemba yako wotsvaga mhinduro
Kutaurirana kunowanzo gadzirisa zvikwereti zverendi nekukurumidza uye zvakachipa pane matanho emutemo. Bata muroja wako nekukurumidza kana waona kuti watadza kubhadhara. Varoja vazhinji vanosara shure nekuda kwematambudziko emari enguva pfupi , kurasikirwa nebasa, kana mari isingatarisirwi. Kutanga hurukuro kunokupa ruzivo rwemamiriro avo ezvinhu uye kunovhura mukana wemhinduro dzinoshanda. Matare eDutch anofarirawo varidzi vedzimba vakaedza kugadzirisa zvikwereti zverendi kuburikidza nekutaurirana zvakananga vasati vadzinga imba.
Bata mugari wako nekukasika
Tumira muridzi wemba yako meseji yakanyorwa kuburikidza neemail kana tsamba yakanyoreswa kana wangoona kuti watadza kubhadhara. Ramba uchitaura zvine hungwaru uye zvine musoro. Taura mari chaiyo yawakakwereta, nguva yekupedzisira yekubhadhara yapfuura , uye kumbira kuti ubate nekukurumidza kuti mukurukure mamiriro acho ezvinhu. Dzivisa mutauro wehasha kana kutyisidzira panguva ino, sezvo zvinogona kukanganisa chinzvimbo chako chepamutemo uye kukurudzira muridzi wemba kuti azvidzivirire pane kushanda pamwe chete.
Tevedzera nekufona kana usina kugamuchira mhinduro mukati memaawa makumi mana nemasere kusvika makumi manomwe nemaviri . Nyora zvese zvaunoedza kuita kuti usvike kune muridzi wemba yako, kusanganisira mazuva, nguva, uye nzira dzawakashandisa. Chinyorwa ichi chinoratidza kuti wakaita zvine musoro kana ukazoda kutsanangura zvikwereti zverendi: izvo varidzi vemba vanogona uye zvavasingakwanise kuita mumatare edzimhosva.
Zvirongwa zvekubhadhara zvinopihwa
Ronga hurongwa hwekubhadhara hwakarongeka kana muridzi wemba akabvuma chikwereti asi asingakwanise kubhadhara zvese nekukasika. Izvi zvinoita kuti mari irambe ichiyerera uye zvinowanzodzivirira nyaya refu dzedare. Hurongwa hwako hunofanira kusanganisira rendi yenguva dzose yemwedzi pamwe nemari yekuwedzera yechikwereti chemwedzi wega wega. Verenga kuti zvinotora mwedzi mingani kuti chikwereti chibhadharwe pamatanho akasiyana ekubhadhara.
Heino template iri nyore yekuronga kubhadhara:
Payment Plan Agreement
Tenant: [Name]
Property: [Address]
Total arrears: €[amount]
Agreed monthly payment: €[regular rent] + €[extra toward arrears]
Duration: [number] months
First payment due: [date]
Both parties agree to these terms:
[Landlord signature] [Date]
[Tenant signature] [Date]
Chibvumirano chakanyorwa chekubhadhara chinodzivirira mativi ese uye chinoita kuti pave nenzvimbo yakajeka yekutarisa kana kusawirirana kukamuka gare gare.
Nyora chibvumirano chese wochisainwa nemativi ese. Vimbiso dzemuromo hadzina zvadzinoreva kana muridzi wemba akarega kubhadhara zvakare.
Danho rechitatu. Wedzera chiziviso uye danho redare zviri pamutemo
Kutaurirana kwakundikana uye muridzi wemba yako haasi kubhadhara kana kushandira pamwe. Iye zvino wava kushandisa nzira dzepamutemo. Mutemo weDutch unoda kuti utevedzere nzira yakatarwa: tumira tsamba yekukumbira , mirira kuti nguva yekupedzisira ipfuure, wobva waendesa nyaya kudare. Kusvetuka matanho kana kutora nzira pfupi kunodzikisa simba renyaya yako uye kunogona kunonoka kugadziriswa nemwedzi. Maitiro acho anotora nguva, asi kuatevedzera nemazvo kunowedzera mikana yako yekuwanazve rendi uye kuwanazve imba yako.
Tumira tsamba yekukumbira zviri pamutemo
Nyora tsamba yakanyorwa yekubvunza (sommatie kana aanmaning) inotaura mari chaiyo inokweretwa, nguva yekupedzisira yekubhadhara inonzwisisika (inowanzova mazuva gumi nemana), uye mhedzisiro yacho kana muridzi wemba akatadza kubhadhara. Tsamba iyi inofanira kunge yakajeka uye yehunyanzvi. Isa rondedzero yezvawakasarira mwedzi wega wega uye taura chero kuedza kwawakaita kugadzirisa mamiriro acho ezvinhu. Tumira tsamba iyi kuburikidza netsamba yakanyoreswa (aangetetende post) kuti uve nehumbowo hwekusvika kwayo.
Tsamba yako yekubvunza inofanira kunge iine zvinhu izvi:
- Zita rakazara remuroja nekero yeimba
- Rondedzero yakadzama yerendi isina kubhadharwa pamwedzi uye huwandu hwayo
- Mari yese yasara kusanganisira mubereko kana mari inoshandiswa
- Zuva rekupedzisira rekubhadhara (zuva)
- Ruzivo rwemubhadharo muakaundi yako yebhangi
- Chirevo chekuti unotanga nyaya dzedare kana vakasabhadhara
Tsamba yekubvunza yakanyorwa zvakanaka inodiwa pamutemo matare eDutch asati aongorora chikumbiro chako chekudzingwa.
Chengeta kopi yetsamba nerisiti repositi zvichiratidza kuti zvasvika . Magwaro aya anova humbowo hwakakosha kana ukaenda kudare.
Isai nyaya kudare kuti mubvise munhu
Bata gweta kuti riise nyaya yekugumisa rendi uye yekudzinga imba kudare redunhu mushure mekunge nguva yekubhadhara kwako yapera pasina mhinduro. Dare rinoongorora kana wakatevera nzira dzakakodzera uye kana kugumisa kwacho kwakakodzera zvichienderana nemari yawakasarira uye mamiriro ezvinhu. Vatongi vanowanzo fanirwa kuona mwedzi miviri kusvika mitatu yerendi isina kubhadharwa pamwe nehumbowo hwekuti wakaedza mhinduro dzakakodzera usati wabvumidza kudzingwa.
Gweta rako rinogadzirira chikumbiro (verzoekschrift) chinotsanangura mamiriro acho ezvinhu, mari yekusarira, kuedza kwako kugadzirisa dambudziko iri, uye kuti sei kusarira kwerendi izvo varidzi vemba vanogona uye zvavasingakwanise kuita pasi pemutemo weDutch vanotsigira nyaya yako. Dare rinoronga nguva yekunzwa nyaya apo mapato ese anogona kutaura zvavanofunga. Muroja wako anogona kutaura dziviriro dzakadai senyaya dzekuchengetedza kana matambudziko ekubhadhara , izvo mutongi anofunga nezvazvo asati asarudza.
Matanho edare anowanzo tora mwedzi mitatu kusvika mitanhatu kubva pakuendesa nyaya kusvika pakutongwa. Mushure mekunge mutongi abvumidza kubviswa kwenyaya, unowana gwaro redare. Kana muridzi wemba yako akaramba kubuda, unogona kukumbira dare kuti ripe gwaro rekudzinga imba rinogona kusimbiswa nemuridzi wedare.
Zvinogona kuitwa nevaridzi vemba nezvechikwereti cherendi
Mutemo weDutch unorambidza zvakasimba mamwe matanho pakubata zvikwereti zverendi, zvisinei nekuti mugari wako ane chikwereti chakadii. Zvirambidzo izvi zviripo kuchengetedza kodzero dzemugari uye kuchengetedzwa kwedzimba . Kutyora mitemo iyi kunokuisa pamhosva dzemhosva, mhosva yehurumende, uye kukuvara kwaunofanira kubhadhara kumugari wako. Kunzwisisa zvikwereti zverendi: izvo varidzi vemba vanogona uye vasingagoni kuita zvinodzivirira zvikanganiso zvepamutemo zvinodhura zvinogona kuchinja chinzvimbo chako kubva kumukweretesi kuenda kumupomerwi.
Usamboshandisa nzira yekuzvibatsira kubva kudzimba
Haugone kutora matanho emuviri ekumanikidza mugari wako kuti abude mumba. Kuchinja makiyi, kubvisa magonhi, kuvharira mukana wekupinda , kana kubvisa zvinhu zvemugari wako panyama zvese zvinoreva kudzingwa zvisiri pamutemo pasi pemutemo weDutch. Kudzingwa kwemugari kwakarairwa nedare chete ndiko kunokutendera kuti ubvise mugari. Kutora nyaya mumaoko ako pachako kunoita kuti uve nemhosva yekukuvadzwa uye kunogona kukonzera kupomerwa mhosva yekunyimwa pekugara zvisiri pamutemo (huisvredebreuk).
Musapinda mumba menyu momirira mvumo yepamutemo. Kugumbuka kwenyu hakurevi kuti matyora mutemo.
Matanho ekudzinga vanhu zvisiri pamutemo anogona kukonzera mhosva uye kukumanikidza kubhadhara mari yakawanda kumuroja wako, kunyangwe kana aine chikwereti chako.
Dzivisa kushungurudzwa nekutyisidzirwa
Haugone kumanikidza muridzi wemba yako kuburikidza nekubata munhu wausingade, kutyisidzira, kana kutyisidzira . Kusvika pamba kakawanda pazuva, kutumira mameseji ehasha, kana kutyisidzira nemashoko pamusoro pezvauchaita zvinoonekwa sekushungurudza. Kunyange zvazvo uchigona kutumira zviziviso zvepamutemo uye kuramba uchitaurirana zvine musoro nezvechikwereti chemari yasara, kupinda mukutyisidzira kana kumanikidza kunotyora mutemo weDutch.
Chengetedza maturusi nemabasa zvichishanda
Unofanira kuramba uchipa mabasa akakosha akadai semvura, magetsi, kudziyisa, uye kugadzirisa zvivakwa munguva yese yekusabhadhara. Kubvisa magetsi kuti umanikidze muridzi wako kuti abhadhare kana kuti abve hazvisi pamutemo. Kukundikana kubhadhara muridzi wako hakubvisi chisungo chako chekuchengetedza imba yacho iri mumamiriro ezvinhu akakodzera kugara zvichienderana nechibvumirano chako chekurenda uye mitemo yedzimba dzeDutch.
Matanho anotevera kune varidzi vemba
Kugadzirisa zvikwereti zverendi zvinoda mwoyo murefu uye kutevedzera mitemo yeDutch . Unofanira kunyora zvese, kutaurirana zvakajeka nemurendi wako, uye kutevedzera maitiro epamutemo ekuwedzera mari kuburikidza nematare . Kuita zvinhu kunze kwemiganhu iyi kunokuisa panjodzi yekupomerwa mhosva uye mhosva yehurumende, zvisinei nekuti murendi wako ane chikwereti chakadii kwauri.
Tanga nekuongorora mamiriro ako ezvinhu nemazvo , wobva waedza kugadzirisa nyaya yako kuburikidza nekutaurirana zvakananga uye kuronga kubhadhara. Kana izvi zvikakundikana, wedzera tsamba dzekukumbira mari uye nyaya dzedare . Kunzwisisa zvikwereti zverendi: izvo varidzi vemba vanogona uye zvavasingakwanise kuita zvinodzivirira zvido zvako zvemari uku vachikuchengetedza uri parutivi rwakarurama rwemutemo.
Kutungamirirwa kwemutemo kunokubatsira kuti ugadzirise nyaya dzakaoma dzekugara uye kudzivirira zvikanganiso zvinodhura. Law & MoreNyanzvi dzemutemo dzevarendi vekuNetherlands ipai mazano anoshanda pakugumisa rendi, nzira dzekudzinga imba, uye kudzoserwa kwechikwereti, muchive nechokwadi chekuti munotevera nzira dzakakodzera muchichengetedza kodzero dzenyu semuridzi wemba.
