Gweta rezvezvivakwa muNetherlands, vastgoedadvocaat, igweta rinoshanda richimiririra rimwe bato panyaya yepfuma: kuongorora nekukurukura chibvumirano chekutenga, kuita ongororo yepamutemo yepfuma, uye kuita matare edzimhosva kana paine gakava. Iro basa rakasiyana negweta remutemo wehurumende (notaris), rinoita gwaro rekutumira uye rinofanira kuramba risina rusaruro pakati pemutengi nemutengesi, uye kubva kumumiriri wezvivakwa (makelaar), rinowana uye rinotaurirana asi risingape mazano emutemo. Gweta chete ndiro rine basa raunofanira kuita iwe chete.
Zvinoitwa negweta rezvivakwa izvo notari nemumiriri vasingazviite
Kutengeserana kwezvivakwa muDutch kunosanganisira nyanzvi nhatu dzine mitemo yakasiyana, uye kuvhiringidzika ndicho chikonzero chinowanzoita kuti mutengi awane dambudziko kunonoka. Munyoreri mukuru wehurumende anogadzwa nemutemo wehumambo. Munyoreri anonyora uye anoita gwaro rekutumira (akte van levering) uye gwaro rechikwereti chemortgage (hypotheekakte), anovanyoresa kuLand Registry (Kadaster), anoongorora zita reimba uye chero zvipingamupinyi zvakanyoreswa, uye anotarisira mutengo wekutenga kuburikidza neakaundi yebato rechitatu. Munyoreri anofanirwa kuzivisa mapato ese ari maviri uye haakwanise kutora divi, zvinoreva kuti munyoreri achakuudza zvinotaurwa nechikamu asi haazokuudze kana uchifanira kuzvigamuchira.
Mumiriri wezvivakwa anoshandira chero ani zvake akavapa basa. Mumiriri anotengesa anokwereta mabasa kumutengesi, kwete kwauri, uye mumiriri anotenga anopa mazano pamutengo, mamiriro ezvinhu uye kutaurirana kwete panjodzi yepamutemo. Hapana mumwe wavo ane mvumo yekuita nyaya yacho.
Gweta rinotora nzvimbo iri pakati pavo. Mumutemo wepfuma wechiDutch zvinoreva kuongorora kodzero yekuva nepfuma nezvipingamupinyi zvakanyorwa pamusoro payo, kutarisa chinzvimbo chekuronga nemvumo, kuongorora kuenderana kwepfuma nezvakavimbiswa, kunyora kana kugadzirisa mamiriro ekugadzirisa, kupa mazano pamusoro pezvingaregererwa uye njodzi ipi, uye, kana zvikaitika, kupa chiziviso chekusaita basa, kukumbira rubatsiro rwechinguvana kana kuunza chikumbiro. Gweta ndiro chete pavatatu ava rinosungirwa nekodzero dzehunyanzvi uye rinogona kukumhan'arira.
Mabasa matatu aya akaenzaniswa
| nyanzvi | Mabasa e | Mabasa makuru |
|---|---|---|
| Real estate Gweta (vastgoedadvocaat) | Iwe wega | Kuongororwa kwemutemo, kunyora nekukurukura chibvumirano nemamiriro acho, mazano pamusoro penjodzi, zviziviso zvekusaita basa, nyaya dzematare uye rubatsiro rwechinguvana. |
| Mumiriri wezvivakwa (makelaar) | Ndiani akavabatanidza | Kutsvaga pfuma, kuona zvinhu, mazano ekukoshesa mitengo, kutaurirana nezvemitengo, kunyora chikumbiro pafomu remuenzaniso. |
| Gweta remutemo wehurumende (notaris) | Hapana bato riripo; hofisi yeruzhinji | Kuferefeta magwaro ekutenga, kuitwa kwegwaro rekutumira uye gwaro rechikwereti chemba, kunyoreswa kuKadaster, kubhadhara mari. |
Chinhu chinoshanda ndechekuti kubatanidzwa kwemugweta hakusi kutsiva zano. Panguva iyo faira rinosvika kumugweta, chibvumirano chekutenga chinowanzo sainwa uye mamiriro ekugadzirisa anenge apera, saka nguva iyo gweta rinowedzera kukosha kwakanyanya ndeye chibvumirano chisati chasainwa, kwete mushure mezvo. Gwaro redu rebasa remugweta wekuDutch pakutenga imba rinotsanangura zvinoitwa neasingatarise.
Kana uchida gweta rezvivakwa
Hakusi kutenga kwese kwefurati kunoda gweta. Kutenga imba uchishandisa chibvumirano chemuenzaniso, nemamiriro ezvinhu akajairwa uye pasina chinzvimbo chisina kujairika chezita, kunowanzo gadziriswa zvakanaka nemumiriri uye notari. Mamiriro ari pazasi akasiyana, nekuti mune imwe neimwe njodzi ndeyepamutemo kwete yekutengeserana uye mutengo wekukanganisa unoyerwa mumakumi ezviuru zvemaeuro kana mumakore ekushandisa imba.
Zvivakwa zvekutengeserana ndizvo zviri pachena. Kutenga hofisi, chitoro, imba yekuchengetera zvinhu kana chivakwa chinoshandiswa zvakasiyana-siyana kunounza mutemo wekurenda, mutemo wekuronga, mutoro wevhu nezvakatipoteredza, VAT uye kutaurirana kwemitero yekuchinjisa, uye kazhinji mugari wekare ane kodzero dzinokusunga semuridzi mutsva. Chibvumirano chekugara hachina kugadzirirwa izvozvo.
Mapurojekiti ekuvandudza nekugadzirisa ndiwo mamiriro echipiri. Kana kukosha kwekutenga kuchienderana nekubvumidzwa kuvaka, kuwedzera kana kuchinja mashandisirwo epfuma, nzvimbo yekuronga inofanirwa kusimbiswa chibvumirano chisati chasunga iwe, uye chibvumirano chinoda chidimbu chakabatana nemvumo. Gwaro redu remvumo yezvakatipoteredza pasi peMutemo weEnvironment and Planning rinotsanangura zvinofanirwa kunyorera uye kuti zvinotora nguva yakareba sei.
Nyaya dzasara dzinotevera pfungwa imwe chete. Pfuma inowanikwa munhaka, uko vagari venhaka vakawanda vanofanira kushandira pamwe uye pfuma yacho inogona kuramba isina kugadziriswa. Pfuma inochengetwa kwenguva refu (erfpacht), uko rendi yepasi, mazuva ekuongorora uye mamiriro ese eguta anosarudza kuti pfuma yacho inokosha zvakadini. Zvivako zvinokamurwa kuita kodzero dzemafurati, uko gwaro redhivhisheni nesangano revaridzi vane zvisungo zvinoenda kwauri. Kutenga kunopihwa nemutengi anogara kunze kwenyika, uko kuzivikanwa, mari uye kudyidzana kwemutemo weDutch nevekunze zvese zvinotora nguva. Uye chero kutengeserana uko mutengesi asati ambogara mupfuma uye nekudaro ari kutengesa nechikamu chisingabatanidzi mutoro wezvikanganiso.
Kana uchitenga semunhu wega uye uchida kuziva dziviriro yaunayo, vatungamiriri vedu vekutenga imba muNetherlands semunhu anobva kune imwe nyika uye vekutenga imba pamwe chete vanosangana nemamiriro ezvinhu anowanzoitika.
Chibvumirano chekutenga: fomu rakanyorwa, nguva yekudzikamisa uye mamiriro ezvinhu
Chibvumirano chekutenga (koopovereenkomst) chinotara mutengo, zuva rekuchinjisa imba, zvinosanganisirwa, kuti ndiani anotakura mari uye chii chinoitika kana bato rimwe nerimwe rikatadza kubhadhara. Mitemo miviri yemutemo weDutch inotonga kuti imba inotengeswa sei kune mutengi wega, uye yese inowanzo nzwisiswa zvisizvo.
Chekutanga chinodiwa pakunyora. Kutengeswa kweimba kumutengi asiri munhu wepanyika asiri kuita basa kana bhizinesi kunofanirwa kunyorwa pasi. Kusvika chibvumirano chakanyorwa chasainwa nemativi ese, hapana chibvumirano chinosimbiswa, zvisinei nekuti chibvumirano chemuromo kana kutumirana maemail kwakasimba sei. Izvozvo zvinokanganisa mativi ese: mutengesi anogona kugamuchira chipo chepamusoro mushure mekukwazisana, uye mutengi anogona kuramba achibvisa mari. Mutemo uyu haushande kune zvivakwa zvebhizinesi kana kune mutengi anotenga mukati mebhizinesi, uko chibvumirano chemuromo chinogona kusunga.
Chechipiri inguva yepamutemo yekudzikamisa imba. Mutengi weimba ane nguva yekurangarira yemazuva matatu, kubva pazuva rakatorwa kopi yechibvumirano chakasainwa, apo mutengi anogona kugumisa kutenga pasina kupa zvikonzero uye asina chikwereti. Mazuva maviri iwayo haafanirwe kunge ari Mugovera, Svondo kana zororo revanhu rinozivikanwa, izvo zvinowanzoita kuti nguva yacho ipfuure mazuva matatu ekarenda. Kodzero ndeyemutengi chete; mutengesi haana chakaenzana nacho. Kubvisa imba kunofanirwa kuziviswa mukati menguva iyoyo, uye kuti unozviita sei zvine basa. Gwaro redu rekubvisa imba kubva kuDutch rinotsanangura nzira dzinosara kana nguva yekudzikamisa imba yapera.
Mamiriro ekugadzirisa ndiwo dziviriro chaiyo yemutengi
Kana nguva yekudzikamisa imba yapera, nzira chete yekubuda muchibvumirano pasina muripo ndeyekubvumirana nemazvo uye kwashandiswa nemazvo. Izvi hazvireverwi nemutemo: kana zvisiri muchibvumirano, hazvipo. Zvakajairika ndezvemamiriro ekubhadhara, zvichipa mutengi nguva yakatarwa, inowanzo kuve mavhiki mana kusvika matanhatu, kuti awane chikwereti chemba; mugariro wakabatana neNational Mortgage Guarantee apo mutengi ari kuvimba nazvo; mugariro wekuongorora chivakwa unobvumira mutengi kubvisa mari kana kuongororwa kwechivako kunoratidza mari yekugadzirisa iri pamusoro pemuganho wakabvumiranwa; uye, kune chero chinhu kunze kweimba iri nyore, mugariro wakabatana nemvumo, shanduko yekushandiswa, kana mhedzisiro inogutsa yekuferefeta kwemutemo.
Kuisa mutemo pachinhu chimwe chete ndiko kunowanzo rasikirwa nedziviriro yavo kune vatengi. Zvibvumirano zvemuenzaniso zvinoda kuti mutengi azivise mutengesi mukati menguva yakabvumiranwa uye, kuti pave nemutemo wekubhadhara mari, asimbise kuramba kwacho neumboo hwakanyorwa, kazhinji kurambwa nevanopa zvikwereti vanopfuura mumwe chete. Kuzivisa kunonoka, kana chiziviso chisina magwaro, kunoita kuti chibvumirano chishande. Verenga chikamu, nyora zuva racho padhayari, uye tanga kuunganidza humbowo panguva imwe chete nechikumbiro chemba, kwete mushure mekunge charambwa.
Dhipoziti, vimbiso yebhangi uye chirango chekusabhadhara mari
Zvibvumirano zvekutenga zvinoshandiswa muNetherlands zvinoda kuti mutengi abhadhare mari muakaundi yemumwe munhu anovimbisa kutenga, kana kuti ape vimbiso yebhangi, iyo inowanzoita gumi muzana yemutengo wekutenga, mukati menguva yakatarwa muchibvumirano. Kukundikana kuita izvi nenguva yacho pachako kutyora mutemo.
Zvibvumirano zvakafanana zvinoti bato rinokundikana kuita basa mushure mekuziviswa nezvekusaita basa rinokwereta rimwe bato muripo unobhadharwa ipapo ipapo wegumi muzana yemutengo wekutenga, pasina kukanganisa kodzero yekukumbira kushanda kana kukuvara kwakakwira. Mari iyoyo ndeyechibvumirano kwete yepamutemo, iyo ine mhedzisiro mbiri. Inogona kukurukurwa isati yasainwa, uye dare rine simba pasi peCivil Code rekuderedza chirango chechibvumirano apo kuishandisa zvizere kwaizoburitsa mhedzisiro isina musoro, kunyangwe ichishandisa simba iroro zvishoma. Hapana chimwe chezvinhu zvinobatsira mutengi akasaina asina kuverenga chikamu.
Kuongorora pamutemo: zviri kuferefetwa chaizvo
Ongororo yezvivakwa inotarisa chivakwa. Kuongorora kwepamutemo kunotarisa zvese zviri pachivakwa uye zvese zvakanyorwa zvinopesana nacho, uye ndicho chikamu chemaitiro anowanzo siyiwa mumusika unokurumidza. Panotangira Land Registry, iyo inoratidza zita reimba, miganhu, zvikwereti zvemba nezvisungo, uye zvipingamupinyi zvakanyoreswa papfuma.
Zvipingamupinyi zvinouya nenzira dzakasiyana-siyana uye zvinosunga varidzi vanotevedzana. Chibvumirano che "easement" (erfdienstbaarheid) chinopa imba iri pedyo kodzero pamusoro peyako, senge kodzero yekufamba, kodzero yekubvisa mvura kana kurambidzwa kuvaka. Chisungo chemhando yepamusoro (kwalitatieve verplichting) chinomanikidza muridzi wega wega anotevedzana kushivirira kana kurega chimwe chinhu. Chirevo chekusingaperi (kettingbeding) chinomanikidza muridzi kuisa chisungo chimwe chete pamutengi anotevera, uye chinomanikidzwa nechirango. Kodzero ye "superficies" (opstalrecht) inopa mumwe munhu muridzi wemabasa kana tambo panyika yako, izvo zvinowanzoitika kana paine nzvimbo yemagetsi kana solar. Uye chibvumirano che "long lease" (erfpacht) zvinoreva kuti unotenga "lease hold" kwete "freehold", ne "ground rent" uye mamiriro ekuongorora nguva nenguva anogona kuchinja hupfumi hweimba zvachose; gwara redu re "erfpacht" uye "long lease" muNetherlands rinotsanangura mashandiro anoita ongororo.
Kuronga, mvumo uye kushandiswa
Kubva pakatanga kushanda Mutemo weEnvironment and Planning Act (Omgevingswet) musi wa1 Ndira 2024, zvirongwa zvemadunhu zvakaiswa muchirongwa chimwe chete chezvakatipoteredza (omgevingsplan) chedunhu rega rega, uye mapemiti mazhinji anokumbirwa kuburikidza nemvumo imwe chete yezvakatipoteredza. Mibvunzo inoshanda haina kuchinja: kushandiswa kwazvino kunobvumirwa here, kuwedzera kwese, dormer, kushandurwa kana shanduko yekushandiswa kwakaitwa nemvumo inodiwa, uye zvinoita zvaunoda kuita nepfuma zvinoenderana nechirongwa. Kuwedzera kusina mvumo hakusi dambudziko repepa chete; dunhu rinogona kuda kubviswa, uye mabasa ekumanikidza zvinoreva kuti kazhinji harina kodzero yekurisiya.
Pamwe chete nepurani, tarisa kana chivakwa ichi chiri chiyeuchidzo chakanyorwa, kana chiri munzvimbo yakachengetedzwa yeguta, kana paine kodzero yekuchengetedzwa kwenzvimbo yeguta yakanyoreswa pasi peMunicipalities Preferential Rights Act, uye kana paine kusvibiswa kwevhu kana nhoroondo yeasbestos. Kune zvivakwa zvekutengeserana, marezenisi ezvakatipoteredza, zvisungo zvesimba rezvivakwa zvemahofisi uye chero rezenisi rinobatanidzwa pakushandiswa kwebhizinesi zvese zvinofanirwa kusimbiswa zvakasiyana.
Zvikanganiso zvakavanzika: kutevedzera mitemo, kuburitsa pachena uye zvikamu zvinoshandura njodzi
Pasi peDutch Civil Code, pfuma yakapihwa inofanira kuenderana nechibvumirano, uye mutengi anogona kutarisira kuti pfuma yacho ive nehunhu hunodiwa pakushandiswa kwakajairika, uye chero kushandiswa kwakakosha kwakabvumiranwa zvakajeka. Ndiyo mwero wekutevedzera mutemo, uye ndiyo hwaro hwegakava rese rinomuka mushure mekupedzwa.
Mabasa maviri ari kudivi rimwe nerimwe rayo. Mutengesi ane basa rekuzivisa zvikanganiso zvaanoziva uye zvine chekuita nesarudzo yemutengi. Mutengi ane basa rekuongorora zvingaongororwa nemutengi akanyatsongwarira. Kana zvese zvikatyorwa, kutadza kutaura kwemutengesi kunowanzova kwakanyanya kupfuura kutadza kutarisa kwemutengi, asi mutengi asina kuteerera chiratidzo chekunyevera chakajeka haazodzivirirwi zvizere.
Zvibvumirano zvekutenga zvemhando yepamusoro zvinogara zvichichinja njodzi iyi. Chikamu chezera (ouderdomsclausule) chinotaura kuti mutengi anobvuma kuti chivako chekare hachizosviki padanho rekuvaka razvino. Chikamu chisiri chekugara (niet-zelfbewoningsclausule) chinoshandiswa apo mutengesi asina kumbobvira agara muchivako, semuenzaniso imba kana mudyari, uye chinodzikamisa mutoro wezvikanganiso izvo mutengesi aisagona kuziva nezvazvo. Chitsauko chimwe nechimwe hachidziviriri mutengesi aiziva nezvezvikanganiso ndokuramba akanyarara. Zvese zviri zviviri zvinogona kutaurirana, uye mazwi avo chaiwo anosarudza kuti ndiani anobhadhara denga.
Kuronga nguva kwakakosha mushure mekupedza. Mutengi anofanira kuzivisa mutengesi nezvekusatevedzera mutemo mukati menguva yakakodzera mushure mekuuwana, kana mushure menguva yaifanira kunge yakawanikwa, uye chikumbiro chakatorwa kunonoka chinokundikana nekuda kwechikonzero ichocho chete pasinei nekuti chakakodzera here. Mukuita izvi zvinoreva kunyorera mutengesi nekukurumidza kana dambudziko racho raonekwa, kuferefeta kusati kwapera, uye kuchengeta humbowo. Kune imba itsva yakavakwa, chinzvimbo ichi chakasiyana zvakare, ine hurongwa hwayo hwekutumira uye vimbiso; ona gwara redu pamusoro pekusatevedzera mutemo mudzimba dzichangovakwa.
Dzimba dzekutengeserana, vanorenda uye mutemo wekurenda
Kana imba yauri kutenga yakarendwa, kutengeswa kwayo hakukanganisi chibvumirano chekurenda: pasi pemutemo weDutch kutenga hakukanganisi chibvumirano chekurenda, saka mutengi anopinda munzvimbo yemuridzi wemba otora muridzi weimba nechivako. Izvi zvinoita kuti chibvumirano chekurenda chive chikamu chepfuma, uye kuchiongorora chikamu chekuongorora kwakakodzera.
Mutemo wekurenda weDutch unopatsanura nzvimbo dzekutengeserana kuita nzira mbiri dzine mhedzisiro yakasiyana zvikuru. Nzvimbo dzekutengesa nedzekugamuchira vaenzi, zvitoro, maresitorendi, macafe, nzvimbo dzekutora, mahotera nemabhizinesi ehunyanzvi ane kaunda yakavhurirwa veruzhinji, anowira pasi pehurongwa hwakachengetedzwa: magwaro ekurenda anomhanya mumakore mashanu pamwe nemakore mashanu, nzvimbo dzekugumisa dzimba dzakaganhurirwa uye zvakanyanya pamutemo, uye muroja anodzivirirwa zvakasimba kuti asarambe achigara. Mahofisi, matura, mabhizinesi nedzimwe nzvimbo dzebhizinesi zvinowira pasi pehurongwa hwakareruka, uko mapato acho akasununguka zvikuru, asi muroja achiri kuwana dziviriro yekudzingwa zvichimubvumira kukumbira dare kuti riwedzere nguva yekubuda mushure mekubviswa.
Mutemo unoshanda ndewekuti ndeupi unoshandiswa unobva pakushandiswa chaiko kwakabvumiranwa, kwete nechiratidzo chakapihwa nemapoka, uye kuakanganisa kunochinja kukosha kwechivako. Magwaro akajairwa ari pamusika ndiwo maROZ model leases, ayo anogamuchirwa nevaridzi vemba uye akagadziriswa zvakanyanya mukutaurirana; gwara redu rekuroja rekutengesa reROZ model reservation lease rinofukidza zvikamu zvakakosha kukakavadzana nezvazvo, uye kuenzanisa kwedu mutemo wezvivakwa weDutch nemutemo wekuroja wezvekutengeserana kunotsanangura kuti vaviri ava vanobatana sei. Kana vari vagari vekugara, shanduko dzakatanga kushanda musi wa1 Chikunguru 2024 dzichirambidza marendi ekugara kwenguva yakatarwa uye dzichidzora rendi dzepakati pemusika dzakachinja zvinogona kuitwa nemuridzi wemba, uye kodzero dzevaridzi muNetherlands dzinoratidza mamiriro aripo iye zvino.
Kodzero dzemafurati nesangano revaridzi
Kutenga imba muNetherlands zvinoreva kutenga imba nemazvo: mugove muchivako pamwe chete nekodzero yekushandisa imba imwe chete. Zvaunogona kuita neimba, zviri zvemunharaunda uye zviri zvepachivande, uye kuti mari dzinogovaniswa sei zvese zvinotsanangurwa negwaro rekupatsanura (splitsingsakte) nemitemo inoenderana naro, kwete neruzivo rwemumiriri wezvivakwa. Kuva nhengo yesangano revaridzi (Vereniging van Eigenaars, VvE) kunotevera otomatiki uye hakugone kurambwa.
Magwaro matatu asati atengwa anosarudza njodzi huru: gwaro redhivhisheni, maminiti emisangano mikuru yemakore akati wandei apfuura, uye mari yesangano, kunyanya mari yekuchengetedza uye hurongwa hwekuchengetedza kwenguva refu. Sangano rine mari yekuchengetedza isina kubhadharwa zvakakwana uye facade inoda kugadziriswa rinobhadharisa kushomeka kwemari kunhengo dzaro, uye muridzi mutsva anobhadhara. Mutemo weDutch unoda kuti sangano revaridzi richengetedze mari yekuchengetedza yekuchengetedza kukuru, uye kungave kuisa mipiro pahurongwa hwekuchengetedza kwenguva refu kana kuchengetedza chikamu chidiki chemutengo wekudzoserwa kwemari wakatarwa nemutemo; sangano risingaite chimwe cheizvi chiratidzo chekunyevera.
Mushure mekutenga, gakava pamusoro pekugadzirisa, kuchinjwa kweyuniti, muripo webasa kana kuitisa misangano zvakajairika. Nhengo inofunga nezvesarudzo yemusangano mukuru inopesana nemutemo, mitemo kana zvinodiwa zvekunzwisisa uye kururamisira inogona kukumbira dare redunhu kuti ribvise, asi chikumbiro chinofanira kuunzwa mukati memwedzi mumwe chete kubva pazuva iro nhengo yaiziva kana kuti yaigona kunge yaiziva nezvesarudzo yacho, inova nguva pfupi. Gwaro redu rekodzero dzeVvE neDutch apartments rinotsanangura maitiro acho.
Mari, mutero wekutamisa uye rimwe divi remutengo wekutenga
Mutengo wekutenga hausi mutengo wekutengeserana. Pamusoro pazvo pane mari yekunyora yedhiri rekutumira uye, kana paine mortgage, gwaro remortgage, mari yeLand Registry, mari yemumiriri wekutenga chero upi zvake, mari yekuyera mutengo uye kuongorora chivakwa, uye mutero wekutamisa dzimba (overdrachtsbelasting), unobhadhariswa pakutenga pfuma isingafambi iri muNetherlands.
Mutero wekutamisa une mitengo yakasiyana zvichienderana nekuti mutengi achagara muimba iyi senzvimbo huru yekugara here kana kuti ari kuitenga seimba yekudyara kana imba yechipiri, uye pane kuregererwa kwevadiki vanotenga imba iyi vachagara mairi ivo pachavo, zvichienderana nezera uye kukosha kweimba. Mitengo, kukosha kwayo uye mamiriro ezvinhu zvinogadzwa nemutemo uye zvinogadziriswa kuburikidza nehurongwa hwemutero wegore negore, saka nhamba inoshanda ndiyo iri kushanda pazuva rekuchinjisa kwenotarial, kwete zuva rechibvumirano chekutenga. Tarisa mitengo iripo neTax Administration kana mupi wezano wemitero usati waita chibvumirano, uye ziva kuti kutenga imba itsva kunowanzo bhadhariswa VAT pane mutero wekutamisa, pamwe nekuregeredzwa mutero wekutamisa kuti usabhadhariswe mutero kaviri. Ongororo yedu yemutero wekutamisa uye mitengo yemutengi inoratidza kuti mutengo wega wega unowira papi.
Law & More Haape mazano ekugadzirisa mitero. Kana kutengeserana kuchishanda pamhedzisiro yemitero, semuenzaniso sarudzo pakati pechibvumirano chemidziyo nechibvumirano chemasheya chekambani yezvivakwa, kudyidzana kweVAT nemutero wekutamisa mitero pachivakwa chitsva, kana chinzvimbo chemudyari wekunze, tinoshanda pamwe chete nemupi wezano wenyu wemitero uye tinongozviisa pasi pechimiro chepamutemo nechibvumirano.
Kana zvinhu zvikasafamba zvakanaka: kusimbisa chibvumirano
Mazhinji emakakatanwa epfuma anotevedzera imwe yenzira diki, uye mhinduro kune imwe neimwe inyaya yemaitiro pamwe chete nepfungwa huru. Kana imwe nyaya ikanonoka, danho rekutanga rinowanzo nyorwa chiziviso chekusabhadhara chikwereti chinopa nguva yakakodzera yekuita basa, nekuti pasina izvozvo bato harisi kutadza kubhadhara chikwereti uye hapana kukuvara kana kubviswa kwechikwereti kunowanikwa. Kana mutengesi akaramba kutamisa, kana kuti akatengesa kune mumwe munhu, matanho ekubatsira kwenguva pfupi anogona kushandiswa kumanikidza kushandira pamwe nekutamisa chikwereti uye, pazvinenge zvichidikanwa, kunyoresa chibvumirano chekutanga papfuma kuti isatengeserwe pairi. Kana paine chikanganiso chinoitika mushure mekupedzwa, kurongeka kwenyaya yacho kunosanganisira kuzivisa, kuferefeta, kuverenga uye chikumbiro, nenzira iyoyo.
Nguva yakatarwa ndiyo inonyanya kukuvadza. Nguva yekudzikamisa nyaya mazuva, mamiriro ekugadzirisa nyaya mavhiki, mutoro wekunyunyuta kana nyaya isingatevedzerwe inguva yakakodzera kubva pakuwanikwa kwenyaya, uye kubviswa kwesarudzo yesangano revaridzi mwedzi mumwe chete. Nyaya dzese dzisingakwanise kukundwa dzakaraswa pane imwe yenyaya idzodzo, kwete pamhedzisiro. Chinhu chimwe chete chinobatsira zvikuru chingaitwe nemutengi kana mutengesi pakuwana dambudziko kunyorera rimwe divi nekukurumidza, nenzira dzinochengetedza kodzero dzavo, uye vobva vatora mazano.
Kusarudza nekudzidzisa gweta rezvezvivakwa
Bvunza zvinhu zvitatu usati warayira. Kuti gweta rinoita here mutemo wepfuma kwete basa rekutengeserana, nekuti basa iri nderehunyanzvi uye magwaro emuenzaniso uye tsika dzemusika zvine basa. Kana vachigona kuita mumutauro uye nguva inodiwa nekutengeserana kwako, sezvo mamiriro ekugadzirisa asingamiriri. Uye kuti mari dzakarongwa sei, paawa imwe neimwe kana kuti dzakagadziriswa, chii chinobatanidzwa uye kuti fungidziro yenyaya yako yakaita sei; izvozvo zvinofanira kunyorwa basa risati ratanga.
Uyai nezvose zvamunazvo kumusangano wekutanga: ruzivo rwakadzama, chibvumirano chekutenga, chidimbu cheLand Registry, gwaro redhivhisheni uye magwaro esangano kana iri imba, rendi kana imba yacho yakarendwa, uye chero tsamba inotumirwa nemutengesi kana mumiririri. Kuongorora kunoitwa usati wasaina kunodhura chikamu chegakava mushure mezvo, uye ndiyo chete nhanho iyo mitemo inogona kuchinjwa.
Law & More inopa mazano kune vatengi, vatengesi, varidzi vedzimba, vanoroja, masangano evaridzi, vanoisa mari nevagadziri vezvivakwa vekuNetherlands panyaya dzezvivakwa: kuongorora nekukurukura zvibvumirano zvekutenga, kuongorora pamutemo, zvikanganiso uye kusatevedzera mitemo, kodzero dzekurenda kwenguva refu nedzemafurati, magwaro ekutengeserana, kuronga nemapemiti, uye kutongwa pamberi pematare edzimhosva. Kana wava kuda kusaina, kana kuti wasangana nedambudziko mushure mekupedzwa, magweta edu ezvivakwa achaongorora magwaro uye otsanangura sarudzo. Ndokumbirawo utibate kuti tikurukure mamiriro ako ezvinhu, kana kuverenga yedu Magwaro emutemo wezvivakwa muDutch nezvenyaya dzakapoteredza.
Mibvunzo inowanzo bvunzwa nezvemutemo wezvivakwa wekuNetherlands
Musiyano uripo pakati pegweta rezvivakwa negweta remagweta?
Uyu ungangove iwo musiyano wakakoshesesa wekuita kuti musoro wako utenderere muDutch property system, uye ndiko kunobva nyonganiso yakawanda. Basa ravo rakasiyana zvachose, uye kuziva kuti vakasiyana sei ndiyo kiyi yekudzivirira zvaunofarira.
Mutongi wemutemo wehurumende, kana kuti notaris , mushandi wehurumende anogadzwa neHurumende. Ivo ibato rinotarisirwa pamutemo uye risina divi ravanotsigira mune chero kutengeserana kwepfuma. Basa ravo guru nderekuita magwaro epamutemo, akadai segwaro rekutumira ( akte van levering ) uye gwaro rechikwereti ( hypotheekakte ). Chaizvoizvo, basa ravo nderekuona kuti chibvumirano chacho chakarurama pamutemo uye chakanyoreswa nemazvo, zvichishandira mutengi nemutengesi pasina rusaruro.
Gweta rezvezvivakwa ( vastgoedadvocaat ), kune rumwe rutivi, ndiro gweta rako rezvemitemo. Kuvimbika kwavo chete ndekwauri.
Mucherechedzi ndiye mutambi, achiona kuti mutambo unotambwa nemitemo. Gweta ndiye murairidzi wako, achigadzira zano rekuona kuti wahwina.
Basa regweta rako nderekudzivirira kubva panjodzi. Vachaongorora zvibvumirano zvematambudziko akavanzika, vachataurirana zviri nani pamusoro pako, vachaongorora zvakadzama pamutemo, uye vachaedza kukubatsira kana paine kusawirirana. Kunyange zvazvo notari ari iye anoita kuti chibvumirano chive chepamutemo, gweta rako ndiro rinoona kuti ndicho chakakodzera iwe nguva refu chisati chasvika padhesiki renotari.
Gweta rezvezvivakwa rinodhura marii?
Mubvunzo unoshanda, uye unokosha. Mutengo wekuhaya gweta rezvivakwa muNetherlands unogona kusiyana zvakati, zvichienderana nekuoma kwakaita nyaya yako uye ruzivo rwegweta.
Magweta mazhinji anoshanda nemutengo weawa, uyo wakanyorwa mutsamba yekuroorana basa risati ratanga uye zvinoenderana nehukuru hwegweta uye kuoma kwenyaya yacho . VAT yeDutch inobhadhariswa pamusoro. Kune mamwe mabasa ari nyore, sekuongorora chibvumirano chekutenga chakajairwa, vamwe vanogona kupa mari yakatarwa.
Zvakakosha kuti iwe ubvunze kutsanangurwa kwakajeka kwemari yavo uye fungidziro yemutengo wakadzama panguva yako yekutanga kutaura. Uku kubuda pachena kwakakosha pakuita bhajeti uye kudzivirira chero mashura akashata pasi pemutsara. Hongu, mari yekuwedzera, asi iwe unofanirwa kuyera iyo mutengo uchienzanisa nenjodzi yezvemari yekontrakiti yedodgy, chirema chakavigwa, kana hondo yepamutemo yeramangwana. Mutengo wekudzivirira unenge nguva dzose chikamu chemari yekurapa.
Gweta rinogona kubatsira here panyaya dzeVvE?
Zvechokwadi. Kutaura zvazviri, kusawirirana mukati meSangano reVaridzi veDzimba ( Vereniging van Eigenaars kana VvE) ndicho chimwe chezvikonzero zvikuru zvinoita kuti varidzi vedzimba vazopedzisira vada rubatsiro rwemutemo mushure mekunge vatenga imba. Gweta rezvivakwa rakanyatsokodzera kugadzirisa mamiriro ezvinhu aya akaoma uye anowanzo kukonzera manzwiro.
Heano maitiro avangaita kuti vabatsire:
- Kududzira Kudhinda Kwakanaka: Vanogona kucheka nepakati peiyo jargon yemitemo yakaoma yeVvE, mitemo (splitsingsakte), uye maminitsi emusangano ekutsanangura zvakajeka kodzero dzako nemabasa ako.
- Kupikisa Sarudzo Dzakashata: Kana iwe uchinzwa kuti VvE yaita sarudzo isina kunaka, yakapa mutemo usina kunaka, kana kukurova nemhosva isina kunaka, gweta rinogona kukubatsira kupikisa zviri pamutemo.
- Kugadzirisa Kukakavadzana: Vanogona kukumiririra mumisangano kana, kana zvasvika pazviri, mumatare emutemo achipokana neVvE pamusoro pezvinhu zvakaita semabasa ekugadzirisa, kuchinja kwemitemo, kana nyaya dzemari.
Kuedza kufamba mukati zvematongerwo enyika uye pamutemo tangles yeVvE iwe pachako inogona kuva musoro chaiwo. Gweta rinoshanda semurevereri wako, richiona kuti kodzero dzako semuridzi wemba dzadzivirirwa. Kune chero muridzi wezvivakwa, kunzwisisa kwako kuzere kwezvisungo zvemari, kusanganisira izvo zvinobva kuVvE, zvakakosha. Nyanzvi yezvemitemo inokubatsira kuona mufananidzo wose.
