MUKUDA RAWYER PENSHENI?
Bvunza CHEMA REMAHARA
MARI MITEME YAKO ZVINOKOSHA MU DUTCH LAW
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Law & More inowanikwa Muvhuro kusvika Chishanu kubva 08:00 kusvika 22:00 uye pakupera kwevhiki kubva 09:00 kusvika 17:00
Kukurukurirana kwakanaka uye nekukurumidza
Mutemo wePension
Pension mutemo muNetherlands yave nzvimbo yayo yepamutemo. Inosanganisira mitemo yese yepenjeni nemirau inopa mari yekutsiva yevashandi mushure mekuenda pamudyandigere. Mienzaniso inosanganisira mitemo yakanyatsojeka yakaita sePension Act, Compulsory Participation in an Industry Pension Fund 2000 Act kana Equalization of Pension Rights in Event of Divorce Act. Mutemo uyu unobata, pakati pezvimwe zvinhu, zvisungo zvinofanirwa kuzadzikiswa kuti munhu akwanise kuwana mudyandigere, mitemo ine chekuita nekutarisirwa nekubhadharwa kwekodzero dzepenjeni nevanopa penjeni uye matanho ekudzivirira kutyorwa kwepenjeni.
Kurumidza Menu
- Iyo yekurega basa kupihwa maererano neshongwe system
- Kumanikidzwa Kutora chikamu muindasitiri Pension Fund Mutemo 2000
- Pension Mutemo
Kunyangwe paine mutemo wekuti mudyandigere inzvimbo yayo yepamutemo, ine zvakare nzvimbo dzakawanda dzekudyidzana nedzimwe nzvimbo dzemutemo. Ndokusaka, muchirevo chemutemo wepenjeni, mukuwedzera kune yakatarwa mitemo nemirau, yakajairwa mitemo nezviga mumunda wemutemo webasa, semuenzaniso, zvinoshandawo. Semuenzaniso, mudyandigere chinhu chakakosha mashandiro evashandi vazhinji, chinoiswa pasi nekukurukurwa muchibvumirano chebasa. Aya mamiriro pamwe anogadza mari mukukwegura. Pamusoro pemutemo webasa, nzvimbo dzinotevera dzemutemo dzinogona zvakare kutariswa:
- Mutemo wemhosva;
- Contract law;
- Mutemo wemitero;
- Mutemo weinishuwarenzi;
- Kuenzana kwekodzero dzepenjeni kana vanhu varambana.
Iwo masevhisi e Law & More
Kambani imwe neimwe yakasiyana. Naizvozvo, iwe unogashira zano repamutemo iro rakanangana nekambani yako.
"Law & More Magweta
vanobatanidzwa uye vanogona kunzwira tsitsi
nedambudziko remutengi”
Iyo yekurega basa kupihwa maererano neshongwe system
Iyo yekurega basa inopa iyo yekutsiva mari yevashandi mushure mekurega basa inonziwo pension. MuNetherlands, hurongwa hwekurega basa, kana hurongwa hwepenjeni, hune mbiru nhatu:
Basic mudyandigere. Basic pension inonziwo OW-provision. Munhu wose muNetherlands ane kodzero yegadziriro yakadaro. Zvisinei, kune huwandu hwemamiriro akabatanidzwa kune izvi. Mamiriro ekutanga ekugamuchira AOW-provision ndeyekuti imwe zera, iyo 67 makore, inofanira kunge yakasvika.
Chimwe chimiro ndechekuti munhu anofanira kunge agara achishanda kana kugara muNetherlands. Kwegore rega rega iro munhu anogara muNetherlands kubva ku15 kusvika kuzera re67, 2% yehukuru hweAOW-provision inowanikwa. Nhoroondo yebasa haidiwi munyaya iyi.
Kodzero dzemudyandigere. Mbiru iyi ine chokuita nekodzero idzo munhu akawana panguva yaaishanda uye inoshandiswa semudyandigere wepenjeni. Kunyanya, ichi chekuwedzera chine chekuita nemuhoro wakamisikidzwa unobhadharwa pamwe chete nemushandirwi uye nemushandi nenzira yemubhadharo.
Supplementary pension saka inogara ichivakwa mukati mehukama hwemushandi-mushandi, kuitira kuti muchiitiko ichi nhoroondo yebasa inodiwa. MuNetherlands, zvisinei, hapana chisungo chepamutemo chekuti mushandirwi avake (yekuwedzera) penjeni yevashandi vavo. Izvi zvinoreva kuti zvibvumirano zvinofanira kuitwa pakati pemushandi nemushandirwi panyaya iyi. Law & More Chokwadi uchafara kukubatsira neizvi.
Voluntary Pension. Iyi mbiru inoreva kunyanya kune zvese zviwanikwa zvemari zvakagadzirwa nevanhu vasati vakwegura. Mienzaniso inosanganisira annuities, inishuwarenzi yehupenyu uye mari kubva kuquity. Anonyanya ndivo vanozvishandira uye vezvemabhizimusi vanofanirwa kuvimba nembiru iyi yepenjeni yavo.
Zvinotaurwa nevatengi nezvedu
Magweta edu eDivorce akagadzirira kukubatsira:
- Kuonana kwakananga negweta
- Mitsara mipfupi uye zvibvumirano zvakajeka
- Inowanikwa kumibvunzo yako yese
- Zvinozorodza zvakasiyana. Tarisa pamutengi
- Inokurumidza, inoshanda uye yakanangana nemhedzisiro
Chibvumirano chebasa
Mushure memusangano wekutanga, iwe unobva wagamuchira kupihwa chibvumirano kubva kwatiri neemail. Chibvumirano ichi chinotaura, semuenzaniso, kuti isu tinokurairidza nekukubatsira iwe panguva yekurambana kwako. Isu zvakare tichakutumira iwe yakajairwa mazwi uye mamiriro anoshanda kune edu masevhisi. Iwe unogona kusaina digitally chibvumirano chebasa.
pashure
Kugamuchira chibvumirano chakasainwa chekupihwa, magweta edu ane ruzivo ekurambana achabva atanga kushanda pane yako kesi. At Law & More, iwe uchazoziviswa nezve ese matanho aunotorerwa negweta rako rekurambana. Nomuzvarirwo, nhanho dzese dzinotanga kubatanidzwa newe.
Mukuita, danho rekutanga kazhinji kazhinji kutumira tsamba kune mumwe wako neye ziviso yekurambana. Kana iye atove negweta rekurambana, tsamba inoendeswa kugweta rake.
Mutsamba iyi tinoratidza kuti iwe unoda kuramba mumwe wako uye kuti iye anokurudzirwa kuwana gweta, kana iye asati atoita zvakadaro. Kana mumwe wako atove negweta uye isu tikanyorera tsamba kune gweta rake, isu tinowanzo tumira tsamba inotaura zvido zvako maererano, semuenzaniso, vana, imba, zvirimo, nezvimwe.
Gweta remumwe wako rinokwanisa kuzopindura tsamba iyi nekutaura zvido zvemumwe wako. Mune zvimwe zviitiko, musangano wenzira ina wakarongwa, panguva yatinoedza kuwana chibvumirano pamwe chete.
Kana zvisingaite kuti muwirirane nemumwe wako, tinokwanisa kuendesa chikumbiro chekurambana takananga kudare. Nenzira iyi, maitiro anotangwa.
Kumanikidzwa Kutora chikamu muindasitiri Pension Fund Mutemo 2000
Kunyangwe paine chokwadi chekuti vashandirwi muNetherlands havasungirwe kuronga (yekuwedzera) mudyandigere wevashandi vavo, mune mamwe mamiriro ezvinhu vangangosungirwa kuronga mudyandigere. Izvi ndizvo zvazviri, semuenzaniso, kana kutora chikamu muchirongwa chepenjeni kunomanikidzwa kune waunoshandira kuburikidza neindasitiri-yakazara pension fund. Ichi chisungo chinomuka kana icho chinonzi chinodikanwa chinosungirwa chinoshanda kune yakatarwa chikamu: tsananguro inogamuchirwa negurukota rebazi uko kunomanikidzwa kutora chikamu muhomwe-yepension pension fund inoshanda. Iko Kumanikidzwa Kutora chikamu muindasitiri Pension Fund Mutemo 2000 inodzora mukana weinomanikidzwa pension scheme kune vese vashandi mune imwe indasitiri kana chikamu.
Kana kutora chikamu mune indasitiri-yakafara pension pundisi iri yekumanikidza, vashandirwi vanoshanda mune inoenderana chikamu vanofanirwa kunyoresa neiyo indasitiri-yakazara pension fund. Shure kwaizvozvo, homwe yacho inokumbira ruzivo nezvevashandi kuti vapihwe uye vashandirwi vanogamuchira bhiri remari yepenjeni yavanofanira kubhadhara. Kana vashandirwi vasina kubatana neiyi indasitiri-yakafara pensheni homwe, kunyangwe paine chisungo chekudaro, ivo vanenge vari munzvimbo isina kunaka. Mushure mezvose, mune iyo kesi pane mukana wekuti indasitiri-yakafara pension icharamba ichitora iyo izere mari yekubhadharira yemakore ese zvichidzoka. At Law & More isu tinonzwisisa kuti izvi zvine mhedzisiro yakaoma kune vashandirwi. Ndokusaka Law & MoreNyanzvi dzakagadzirira kukubatsira kuti udzivise mukana wakadai.
Pension Mutemo
Musimboti wemutemo wepenjeni ndiwo Pension Mutemo. Mutemo wePensheni unosanganisira mitemo inoti:
- Kurambidza kuchinjwa kwekodzero dzepenjeni
- Ipa kodzero maererano nekutamisa kukosha muchiitiko chekutsiva mushandirwi;
- Rongedza kubatanidzwa kwevashandi maererano nemutemo wemupi wepenjeni;
- Inoda hunyanzvi hudiki maererano nehunyanzvi hwenhengo dzebhodhi dzevanopa penjeni;
- Kutonga nzira iyo mari yepenjeni inofanira kubhadharwa nayo;
- Nyora zvisungo zvishoma zvemashoko emupi wepenjeni.
Mumwe wemimwe mirawo yakakosha muPensions Act ine chekuita nemamiriro ezvinhu anoti, kana akagumiswa, chibvumirano chepenjeni pakati pemushandirwi nemushandi chinofanira kusangana. Muchirevo ichi, Chinyorwa 23 cheMutemo wePensheni chinoti chibvumirano chepensheni chinofanirwa kuiswa muhomwe yemudyandigere inozivikanwa kana inishuwarenzi inozivikanwa. Kana mushandirwi asingaite izvi, kana kunyangwe zvisina kukwana, anomhanyisa njodzi yemutoro wevashandirwi, iyo inogona kutangwa nemushandi kuburikidza nemitemo yakajairika yemutemo wechibvumirano. Uye zvakare, kutevedzera mutemo nemirau mune zvakatarwa nemutemo wepenjeni, sezvatotaurwa, kunoongororwa neDNB neAfM, kuitira kuti kutyora kwacho kubvumidzwe nedzimwe nzira.
At Law & More isu tinonzwisisa kuti kana zvasvika pamutemo wepensheni, kwete chete mitemo yakaoma yakaoma nemirau, asiwo zvido zvakasiyana uye hukama hwakaomarara hwepamutemo hunobatanidzwa. Ndokusaka Law & More inoshandisa nzira yemunhu. Nyanzvi yedu nyanzvi mumunda wepension mutemo vanozvinyudza mune yako kesi uye vanogona kuongorora mamiriro ako uye mukana pamwe newe. Kubva pane ongororo iyi, Law & More inogona kukuraira iwe padanho rinotevera rinotevera. Zvakare, nyanzvi dzedu dzinofara kukupa iwe kuraira uye rubatsiro panguva ingangoitika yepamutemo maitiro. Iwe une mibvunzo here nezve masevhisi edu kana mutemo wepenjeni? Wobva wabata Law & More.
Law & More Attorneys Eindhoven
Marconilaan 13, 5612 HM Eindhoven, Netharenzi
Law & More Attorneys Eindhoven
Marconilaan 13, 5612 HM Eindhoven, Netharenzi
Iwe unoda kuziva chii Law & More anogona kukuitira iwe segweta femu in Eindhoven uye Amsterdam?
Wobva watibata parunhare +31 40 369 06 80 kana tumira e-mail ku:
mr. Tom Meevis, mumiriri pa Law & More - [email inodzivirirwa]