Kuva muridzi nerendi kwenguva refu kodzero dzechokwadi mumutemo weDutch, uye musiyano uripo ndewezvauri muridzi. Muridzi ndiye ane ivhu nezvose zvakabatana naro zvachose pasi peChikamu 5:1 cheMutemo weVanhu. Munhu ane rendi kwenguva refu ( erfpachter ) ane kodzero chaiyo pasi peChikamu 5:85 yekubata nekushandisa pfuma isingatamike yemumwe munhu, kazhinji kacho kanzuru kana muridzi wemba, achitsiva rendi yepasi uye pasi pemitemo yakanyorwa mugwaro remutemo.
Misiyano mitatu inoshanda inotevera. Yekutanga imutengo nekufamba kwenguva: rendi yepasi inobhadharwa, uye kana rendi refu ichibhadharwa nguva nenguva pane kugara kwenguva refu, rendi inoongororwazve pakupera kwetemu yega yega, izvo zvinogona kukonzera kuwedzera kukuru. Yechipiri imamiriro ezvinhu pachawo. Chibvumirano cherendi refu chinodzora zvingavakwa, mashandisirwo epfuma, kana shanduko dzichida mvumo uye zvinoitika pakupera kwetemu, uye mamiriro iwayo anosunga vanotsiva. Yechitatu ndeyekubhadhara mari: vanokweretesa vanoongorora rendi refu ine nguva yakatarwa zvakasiyana ne freehold, uye nguva ine makore mashoma asara pane mortgage inoganhurira zvinogona kukweretwa.
Pakupera kwebasa, Chikamu 5:99 cheMutemo weVanhu chinopa muridzi weimba kwenguva refu mvumo yekubhadhara kukosha kwezvivakwa nemabasa akavakwa panyika, kunze kwekunge gwaro remutemo richiratidza zvakasiyana. Kuverenga gwaro remutemo - kwete ruzivo rwekutengesa - ndiyo danho rakakosha usati watenga.
Chinyorwa chino chinotsanangura kodzero nemabasa emativi ese, chinotsanangura kuti kugadziriswa kwerendi yepasi uye kutenga rendi kunoshanda sei, uye zvekutarisa mamiriro ekurenda kwenguva refu usati waita chibvumirano.
Muridzi kana kuti muridzi werendi?
Kusarudza pakati pekuva nepfuma uye kuchengetedza leasehold inoumba kodzero dzako dzepamutemo, ramangwana rezvemari uye rusununguko rwezuva nezuva. Hechino chinoshamisa. In Amsterdam nemamwe maguta echiDutch, hurongwa hwekurenda hunovhara chikamu chikuru chenzvimbo yemudhorobha, zvichireva kuva muridzi chaiye haisi sarudzo nguva dzose. Zvakadaro vanhu vazhinji havatarise kuti izvi zvinokanganisa zvakadii izvo zvaunogona kuita nemidziyo kana kunyangwe kuti unogona kuzvipfuudza sei kumhuri. Musiyano chaiwo unoenda zvakadzama kupfuura kuti ndiani anobhadhara mabhiri.
Zviri Mukati
Chirongwa Chikurumidza
| Tora woenda nazvo | Tsanangudzo |
| Uridzi hunopa kutonga kwakakwana | Varidzi vezvivakwa vanogona kuita shanduko uye vane kodzero dzekushandisa dzisina kuganhurirwa, kusiyana nevaridzi vanotarisana nezvisungo zvechibvumirano. |
| Leasehold inopa kuchinjika | Yakanakira avo vanotsvaga yakaderera yekutanga mari uye hunyanzvi hwekuita, kunyanya kune yekutanga, nepo kuve muridzi kunosanganisira kuzvipira kukuru kwemari uye kugadzikana. |
| Kodzero dzekufambisa nenhaka dzinosiyana zvakanyanya | Varidzi vanogona kutengesa kana kupa zvinhu zvavo pachena, nepo varidzi vezvirenda vachiwanzoda mvumo yekutamiswa uye vakatarisana nemaitiro akaomarara enhaka. |
| Bvunza nyanzvi dzezvemitemo kuti uwane zvisarudzo zvine ruzivo | Tichifunga nezvekuomerwa kwemutemo wezvivakwa uye mamiriro emunhu, kutsvaga zano renyanzvi kwakakosha pakufambisa uridzi uye sarudzo dzekurenda zvinobudirira. |
| Kuchinja kwemusika wemuno kunokanganisa sarudzo | MuNetherlands, nzvimbo dzemumadhorobha dzinofarira hurongwa hwekurenda, zvichida kuti panyatsoongororwa mamiriro enzvimbo nezvemari musati masarudza. |
Tsanangudzo dzemutemo nepfungwa huru
Kunzwisisa kodzero dzepfuma kunoda kunzwisisa kwakajeka pfungwa huru dzemutemo dzinotonga kuti vanhu nemasangano vanogona sei kuva nezvivakwa uye kudyidzana nazvo. Mutemo wepfuma unosiyanisa pakati pemhando dzakasiyana dzemuridzi wepfuma, imwe neimwe ine zvayakanakira nekodzero zvakasiyana pamutemo.
Kodzero huru dzepfuma
Pakati pekutengeserana kwepfuma pane pfungwa mbiri huru dzemutemo: kuva muridzi uye kurenda. Kuva muridzi kunomiririra kodzero yakazara yepfuma, zvichipa munhu kana sangano kutonga kwakazara kwepamutemo pamusoro pepfuma. Izvi zvinoreva kuti muridzi ane kodzero yakakwana yekushandisa, kugadzirisa, kutengesa, kana kutamisa pfuma sezvaanoona zvakakodzera, zvichingoenderana nemitemo yemuno uye zvirambidzo zvekugadzwa kwenzvimbo.
Kusiyana neizvi, kukwereta kunomiririra rudzi rwakaganhurirwa rwekuva nepfuma. Pano, munhu anowana kodzero yekushandisa nekugara pfuma kwenguva yakatarwa, asi haana muridzi wakazara. Muridzi wepfuma anopinda muchibvumirano chechibvumirano nemuridzi wepfuma chaiye, achibhadhara mari yenguva dzose kana rendi kuti apiwe kodzero dzekushandisa kwenguva pfupi.
Kusiyanisa hunhu hwemutemo
Musiyano wepamutemo pakati pekuva muridzi nekuva nerendi unopfuura kuva nechinhu chiri nyore. Kuva muridzi kunopa kodzero yakakwana yepamutemo , kusanganisira kodzero yeku:
Kudzora Kusingaperi : Ita shanduko dzechivako pasina kukumbira mvumo yekunze
Kodzero dzeKutamisa : Kutengesa kana kupa chipo chose chepfuma yacho
Kupinda Kwakazara : Shandisa chivakwa pasina zvirambidzo zvenguva
Zvisinei, gadziriro dzekugara nemba dzine zvirambidzo zvakawanda. Kodzero dzemuridzi wemba dzinowanzotsanangurwa nematanho chaiwo echibvumirano, ayo anogona kudzikamisa shanduko, kuisa zvirambidzo zvenguva, uye kuda kuti muridzi wemba chaiye abhadharwe nguva nenguva. Dzidza zvakawanda nezvekodzero dzemba mumamiriro ezvinhu epasi rose.
Zvinorehwa nemutemo uye Zvaunofanira Kufunga Nezvenyaya iyi
Kufambisa kodzero dzezvivakwa kunoda kunzwisisa kwakadzama kwemaitiro emutemo. Uridzi hunopa kuchengetedzwa kwemutemo kwakanyanya uye kuzvimiririra, nepo leasehold ichipa kuchinjika kune avo vasingade kana vasingakwanise kutenga chivakwa zvachose. Imwe neimwe sarudzo inotakura akasiyana mabasa emari uye emutemo.
Kune vanhu uye mabhizinesi ari kufunga nezvekutengesa zvivakwa, kubvunzana nenyanzvi dzemutemo kunova kwakakosha. Kuomarara kwemutemo wezvivakwa kunoda nhungamiro yenyanzvi kuti ive nechokwadi chekunzwisisa kwakakwana kwekodzero, zvisungo, uye zvingangoitika zvenguva refu zvezvimiro zvevaridzi zvakasiyana.
Pakupedzisira, sarudzo pakati pevaridzi uye yekurenda inoenderana nemamiriro emunhu, huwandu hwemari, uye chaiyo yekushandiswa kwezvivakwa zvinodiwa. Kunyatsoongorora tsananguro dzemutemo uye zvinangwa zvemunhu zvinotungamira vanhu kune yakanyatsokodzera nzira yekuva nezvivakwa.
Kusiyana kwakakosha muKodzero nemabasa
Kutengeserana kwezvivakwa kunosanganisira hurongwa hwemutemo hwakaoma apo kodzero nemabasa zvinosiyana zvakanyanya pakati pemuridzi nehurongwa hwekurenda. Kunzwisisa misiyano iyi yakasarudzika inova yakakosha pakuita sarudzo dzine chekuita nepfuma.
Kudzora pfuma uye kuzvitonga
Mumamiriro ezvinhu ekuva muridzi wepfuma, vanhu vane simba rekutonga pfuma zvachose . Mutemo uyu wakazara unobvumidza varidzi vepfuma kugadzirisa, kugadzirisa, kana kushandura pfuma yavo vasina kutsvaga mvumo yekunze. Varidzi vanogona kuvaka zvimwe zvivakwa, kugadzira patsva nzvimbo dzemukati, kana kushandura zvakanyanya hunhu hwepfuma.
Hurongwa hwekurenda hunopa mamiriro akasiyana. Maleaseholders anoshanda pasi pezvirambidzo zvakasimba zvekondirakiti zvinodzikamisa kuzvitonga kwavo. Kugadziridza kazhinji kunoda mvumo yakanyorwa yakajeka kubva kumuridzi wekutanga weimba yacho. Izvi zvirambidzo zvinogona kubva kubva kudiki shanduko yerunako kuenda kune yakakura shanduko yezvimiro, ine zvingangoita zvemari zvirango zvekugadzirisa zvisina mvumo.
Mabasa emari nezvisungo
Huridzi hunosanganisira mabasa emari akananga anosanganisira mutero wezvivakwa, mari yekugadzirisa, uye mari inogona kuvepo yezvivakwa. Varidzi vanotakura kuzvidavirira kwakazara kwemari yekuchengeta chivakwa uye kuchengetedza kukosha. Kuzvipira uku kwemari kwakadzama kunorevawo kuti kungangove kwenguva refu kukoshesa kana kudzikira kunokanganisa muridzi.
Hurongwa hwekurenda hunogovera mabasa emari zvakasiyana. Vabatiridzi vanowanzobhadhara nguva nenguva rendi uye vanogona kunge vaine zvisungo zvekugadzirisa zvakatsanangurwa mukati mechibvumirano chavo chekurenda.
Kodzero dzekutamisa nedzekugara nhaka
Uridzi hwezvivakwa hunopa husingabvumirwe kutamisa masimba. Varidzi vanogona kutengesa, chipo, kana kupa pfuma yavo pasina mvumo yakaoma. Uku kuchinjika kunobvumira isina musono generational hupfumi kutamisa uye nzira dzekudyara. Kodzero dzemuridzi dzinosvika pakupedzisa kubvisirwa pfuma, zvichingoenderana chete nezvinodiwa zvemutemo uye zvemutemo.
Kodzero dzeLeasehold dzinopa mamiriro ekutamisa akaomarara. Varidzi vezvirenda vanofanira kuwana mvumo yekutanga kubva kumuridzi wenzvimbo yekutanga vasati vaendesa kodzero yavo yekurenda. Kugara nhaka kunowedzera kuoma, paine zvirambidzo zvinogona kuitika kana mamwe maitiro ekutonga. Chibvumirano chekurenda chinowanzo raira mamiriro chaiwo anodzora kutamiswa kwemidziyo, izvo zvinogona kudzikamisa kuchinjika kwemuridzi.
Mamiriro ezvinhu akaoma kunzwisisa ekodzero dzepfuma anoda kunzwisisa kwakadzama. Kungave kusarudza varidzi kana leasehold, vanhu vanofanirwa kunyatso ongorora zvavanoda, kugona kwemari, uye zvinangwa zvenguva refu. Kubvunzurudzwa kwehunyanzvi hwezvemitemo kunoramba kwakakosha mukufambisa aya akaomesesa ezvivakwa masisitimu, kuve nechokwadi chekuita sarudzo ine ruzivo uye kuchengetedza zvido zvemunhu.
Heino tafura inoenzanisa misiyano yakakosha pakati pevaridzi vezvivakwa uye marongero echirendi pamativi epakati akurukurwa pamusoro. Izvi zvinogonesa kukurumidza, kutarisisa kutarisisa kune vaverengi vanoyera zvavanosarudza.
| Kuonekwa | uridzi | lease hold |
| Property Control | Kudzora kwakazara pamusoro pekuchinja, kushandiswa, kugadzirisa | Limited; shanduko dzinowanzoda mvumo yemuridzi |
| Mutoro Wemari | Inobhadhara mitero yose, kuchengetedza, mari yenguva refu | Inobhadhara rendi yepasi, kugadzirisa kushoma sekubhadharwa |
| chinguva | Permanent (zvisingagumi) | Nguva yakatarwa (semuenzaniso, 30-99 makore) |
| Kutamisa Kodzero | Inotamiswa pachena uye inopihwa | Kazhinji zvinoda mvumo yemuridzi, nhaka yakaoma |
| Kuonga Kwepfuma | Muridzi anobatsirwa zvakananga kubva pakutenda/kuderera | Benefits inogona kuganhurirwa nekufamba kwenguva uye zvirambidzo |
Zvinoreva kune vanhu nemakambani
Kusarudza pakati pevaridzi uye leasehold kunosanganisira kuomesesa hurongwa hunoenderera mberi kupfuura kuve nemidziyo iri nyore. Sarudzo inokanganisa kuronga kwemari, kuchinjika kwekushanda, uye zvinangwa zvehupfumi zvenguva refu kune vese vanhu nemabhizinesi.
Kuronga mari zvine hungwaru
Kuva muridzi wepfuma kunomiririra kuzvipira kukuru kwemari kune mabhenefiti akakosha kwenguva refu. Vanhu nemabhizinesi vanoisa mari mukuva muridzi wepfuma vanowana mukana wekuwedzerwa kwepfuma, mabhenefiti emitero, uye kutonga kwakazara kwekudyara kwavo mudzimba. Kugona kuvaka masheya kunopa hwaro hwakasimba hwemari, zvichiita kuti varidzi vepfuma vashandise pfuma yavo mumikana yemari yeramangwana yakadai sezvikwereti kana mamwe mari ekudyara.
Mabhizinesi anonyanya kubatsirwa kubva pakuva muridzi nekutanga kuvepo kwemuviri zvachose. Kuva nemidziyo yekutengeserana kunobvisa mari yerendi inodzokororwa uye kunoita kuti pave nemamiriro ekushanda akadzikama.
Kuchinjika kweMashandiro uye Kutarisira Njodzi
Rongedzero dzekurenda dzinopa mabhenefiti akasiyana kune masangano ari kutsvaga shanduko yekushanda. Mabhizinesi madiki uye ekutanga anogona kuderedza mari yekutanga kushandiswa nekusarudza sarudzo dzekurenda. Iyi nzira inobvumira masangano kugovera zviwanikwa zvemari zvine simba, kuisa mari mumabasa makuru ebhizinesi pane kumisa mari yakawanda mukutorwa kwemidziyo.
Nhoroondo yenjodzi inosiyana zvakanyanya pakati pemuridzi uye leasehold. Varidzi vezvivakwa vanotora mutoro wakakwana wekugadzirisa, kushanduka kwemusika, uye kuderera kungangoita. Varidzi vezvirenda, ukuwo, vanoendesa dzakawanda dzenjodzi idzi kumuridzi wenzvimbo yacho, vachinakidzwa nezvisungo zvemari zvinofanotaurwa uye kuderedza mabasa ekugadzirisa kwenguva refu.
Kufunga Nezvehurongwa Hwenguva Refu
Vanhu vanofanirwa kunyatso ongorora mafambiro avo ega uye ehunyanzvi pakusarudza zano rekuva nepfuma. Huridzi hunokodzera avo vane mari yakagadzikana, zvirongwa zvekugara kwenguva refu, uye kuda kubata mabasa akazara ezvivakwa. Nyanzvi diki kana avo vari kutarisira shanduko dzakakosha dzehupenyu vanogona kuwana hurongwa hwekurenda sekugara.
Mabhizinesi anofanirwa kuwiriranisa marongero ezvivakwa nefungidziro yekukura kwavo uye maitiro ekushanda. Makambani etekinoroji uye mabhizinesi anokurumidza kuwedzera anogona kusarudza hurongwa hwekurenda hunobvumira kukurumidza kutamiswa kana kuwedzera. Maindasitiri echinyakare ane maitiro akagadzikana ekukura anogona kuwana muridzi ane pundutso mune zveupfumi.
Pakupedzisira, iyo muridzi maringe nesarudzo yekurenda inomiririra kuverengerwa kwehuwandu hwemari, kushivirira njodzi, uye zvinangwa zvine hungwaru. Kubvunzana nenyanzvi dzezvemitemo nezvemari kunova kwakakosha mukufambisa izvi zvakaomarara kufunga. Imwe neimwe nzira yekuve nezvivakwa inotakura zvakasarudzika zvinoda kunyatso, kuongororwa kwemunhu kuti ive nechokwadi chekuenderana nezvinangwa zvemunhu kana zvesangano.
Tafura inotevera inopfupikisa zvakanakira nekuipira kwemuridzi maringe nekurenda kwevanhu nevemabhizinesi, ichiratidza mabhenefiti ane hungwaru uye kutengeserana kwakurukurwa pamusoro.
| Zvikonzero | uridzi | lease hold |
| Chekutanga Investment | High | Pasi |
| Equity Building | Ehe | Yakaganhurirwa/kwete |
| Operational Flexibility | Zvishoma | High |
| Kugadzikana Kwenguva Yakareba | High | Inosiyana (zvinoenderana nekurenda) |
| Basa reKuchengeta | Full | Yakagovaniswa/inotsanangurwa nekondirakiti |
| Kusununguka kweKubuda | Zvakaoma (zvinofanira kutengesa) | Zviri nyore pakupera kwekondirakiti |
Kusarudza zvakanakisisa muNetherlands
Kufambisa zvivakwa muNetherlands kunoda nzira yehungwaru iyo inotarisisa yakasarudzika misika yemuno masisitimu, zvimiro zvemutemo, uye mamiriro emunhu. Kunzwisisa iyo nuanced landscape yevaridzi uye leasehold inova yakakosha pakuita sarudzo ine ruzivo.
Zvaunofanira Kufunga Nezvemusika Wemunharaunda
Dutch property markets inopa hunhu hwakasiyana hunopesvedzera zvakanyanya kuve muridzi uye sarudzo dzekurenda. Mumaguta akadai Amsterdam uye Rotterdam inowanzoshandisa hurongwa hwekurenda, kunyanya kuminda yekanzuru. Urongwa uhwu hunowanzo sanganisira kubhadhara kwerendi yepasi nguva nenguva uye mamiriro ekushandiswa akasiyana zvakanyanya kubva kuvaridzi vekare.
Vanhu nevemabhizinesi vanofanirwa kunyatsoongorora mafambiro emisika yemuno. Mamwe manisiparati anopa mamiriro akanaka ekurenda, nepo mamwe achipa kurudziro yevaridzi venzvimbo.
Maitiro ekuongorora zvemari
Kuita sarudzo yakakwana yepfuma kunoda kuongororwa kwakadzama kwemari. Vangangove varidzi vezvivakwa vanofanirwa kuita ongororo yakakwana vachienzanisa mitengo yenguva refu pakati pevaridzi nehurongwa hwekurenda. Ongororo iyi inoenderera mberi kupfuura mari yekutanga kutora, inosanganisira kugadzirisa kunoramba kuripo, kugadziridzwa kwerendi yepasi, uye kukoshesa kukosha kwezvivakwa.
Mabhizinesi nevanhuwo zvavo vanofanirwa kufunga nezvakawanda zvemari zvinhu. Uridzi hunopa hunogona kuenzana kuvaka uye mutero zvakanakira, nepo leasehold ichipa yakaderera yekutanga kudyara uye hukuru hwekuita shanduko. Sarudzo inoda kunyatsoyera zvimhingamipinyi zvezvemari zvinotarisana nezvinangwa zvenguva refu.
Mazano epamutemo uye anoshanda
Nhungamiro yehunyanzvi inova yakakosha kana uchifambisa zvivakwa zveDutch zvivakwa. Vanamazvikokota vezvemitemo vanokurudzira maitirwo emaitiro anofunga nezvemamiriro emunhu kana kuti esangano. Kune vanhu, zvinhu zvakaita senguva inotarisirwa yekugara, kugadzikana kwebasa, uye kugona kwemari zvinotamba mabasa akakosha mukuona nzira yakanyatsokodzera yekutora zvivakwa.
Mabhizinesi anofanirwa kubatanidza marongero ezvivakwa nezvinangwa zvesangano zvakakura. Makambani ekutanga-up uye tekinoroji anogona kusarudza hurongwa hwekurenda hunopa kugona kushanda, nepo mabhizinesi akamiswa achigona kubatsirwa nekugadzikana kwevaridzi vezvivakwa. Sarudzo inoda kuongororwa kwese kwekukura kwefungidziro, zviwanikwa zvemari, uye hunyanzvi hwekuchinjika.
Pakupedzisira, hapana mhinduro yepasirese yekuve nezvivakwa muNetherlands. Chimiro chega chega chinoda kuongororwa kwakasarudzika, kuenzanisa kugona kwemari, zvinangwa zvenguva refu, uye mamiriro emunhu. Kubvunzana nenyanzvi dzezvemitemo uye dzezvemari vanonzwisisa iyo nuanced Dutch zvivakwa nzvimbo inova yakakosha mukuita ine ruzivo, sarudzo ine hunyanzvi inoenderana nezvaidiwa uye zvishuwo.
Mibvunzo inowanzobvunzwa
Ndeupi musiyano mukuru pakati pemuridzi neleasehold?
Uridzi hunopa kutonga kwakazara uye kodzero dzepamutemo pamusoro peimba, zvichibvumira kugadziridzwa uye kutamiswa pasina zvirambidzo, nepo leasehold ichipa kodzero dzekushandisa kwenguva pfupi nezvipimo zvakaiswa nechibvumirano chekurenda.
Ko leasehold zvivakwa zvakajairika muNetherlands?
Ehe, hurongwa hwekurenda hwakajairika munzvimbo dzemaguta eNetherlands, senge Amsterdam, uko chikamu chikuru chevhu chinorendwa pane kuti ive yavo chaihwo.
Ndeapi mabasa emari ekuva muridzi maringe nemidziyo yekurenda?
Varidzi vezvivakwa vane mutoro wezvisungo zvese zvemari, zvinosanganisira mitero nemitengo yekugadzirisa, nepo varidzi vezvivakwa vachiwanzobhadhara rendi uye vane zvisungo zvekugadzirisa zvakatsanangurwa muzvibvumirano zvavo zvekurenda.
Kodzero dzekufambisa uye dzenhaka dzinosiyana sei kune varidzi nevaridzi?
Varidzi vanogona kutamisa kana kupa midziyo yavo vakasununguka pasina dzimwe mvumo, nepo varidzi venzvimbo vanowanzoda mvumo kubva kumuridzi wenzvimbo kuti vatumire kodzero dzavo dzekurenda, uye nhaka inogona kusanganisira maitiro akaomarara.
Chengetedza kodzero dzako dzepfuma neruzivo rwemutemo rwakavimbika
Chinyorwa chakaratidza nzira yekufambisa muridzi uye hurongwa hwekurenda muNetherlands hakuwanzo kutwasuka. Iwe unogona kunge uchinetseka kuti woita sei nemitemo yakasimba yekondirakiti yekurenda, kana kunzwa usina chokwadi nezvezvinozoitika kumhuri yako nekudyara kana ukaita sarudzo isiriyo. Tsanangudzo dzemutemo dzakaoma, zvirambidzo zvekutamisa, uye hunza hwemari zvinogona kumira munzira yekuchengetedza kugadzikana kwenguva refu. Kuve nekujeka uye kuvimba musarudzo dzemidziyo kwakakosha. Apa ndipo apo nhungamiro yemutemo ine ruzivo inova yakakosha.
At Law & More, zvikwata zvedu zvemitauro yakawanda mukati Amsterdam uye Eindhoven batsira vatengi kuputsa zvipingamupinyi izvi. Kunyangwe iwe uchida zano pamusoro pekodzero dzekufambisa, uchida rutsigiro rwakagadzirirwa mamiriro enhaka, kana kuti unofanirwa kujekesa mabasa ako emari pasi pekurenda kana muridzi, nyanzvi dzedu dzinoshanda padivi pako nhanho dzese dzenzira. Dzidza kuti tinotungamira sei vanhu uye mabhizinesi kune zvisingaite zvekutengesa zvivakwa nekushanyira yedu huru yepaIndaneti. Kana iwe wakagadzirira kuchengetedza zvaunofarira uye kuita izvozvi kuchengetedza pfuma yako ramangwana, svika kuburikidza Law & More nhasi.
