Kushungurudza

Kubhuroka (bankruptcy) inzira yekutonga yekubata pfuma yese yemunhu ane chikwereti kuti zvibatsire boka revanhu vane chikwereti. Dare redunhu ndiro rinozvizivisa uye rinogadza mutariri, uyo anotarisira nekutengesa pfuma yacho.

Nheyo dzepamutemo

Mutemo weDutch Bankruptcy Act ndiwo unotungamira maitiro acho. Chinyorwa 1 chinoisa bvunzo: munhu ane chikwereti anofanira kunge arega kubhadhara. Mutemo wenyaya wakagadzira izvi kuti zvive zvinodiwa nevanhu vakawanda: panofanira kunge paine vanokweretesa vaviri, mumwe wavo ane chikumbiro chakafanira uye chinobhadharwa. Chinyorwa 23 chinoti kubva pazuva rekuzivisa chikwereti, munhu ane chikwereti anorasikirwa nesimba rekubvisa nekutarisira pfuma. Chinyorwa 37 chinopa mutariri sarudzo yekuita zvibvumirano zvinoramba zvichienderera mberi. Chinyorwa 68 chinopa mutariri mhosva yekutonga nekubvisa mari; Chinyorwa 69 chinobvumira vakweretesi kupikisa maitiro emutariri pamberi pemutongi anotarisira. Kusarudzwa pakugoverwa kunobva muBhuku 3 reMutemo weVanhu uye kubva pane zvinodiwa zvakakosha.

Iyo inoshanda sei mukuita

Chikumbiro chinogona kuendeswa neanokweretesa, nemuchuchisi wehurumende kana neanokweretesa. Kana zvikumbiro zveanokweretesa, kunzwa kwenyaya yacho ndiyo nguva yekubvumirana nezvehurongwa hwekubhadhara kana kupokana nechikumbiro chinotsigira; kana zvakawanda zvikarambwa, chikumbiro chinokundikana. Vatungamiriri vanokurudzirwa kuti vagadzire zvinyorwa zvavo, nekuti mutariri anoedza bhodhi achipesana neChinyorwa 2:248 cheMutemo weVanhu uye achipesana nebasa rekuchengeta zvinyorwa reChinyorwa 2:10.

Kwazvinenge zvisiri izvo

Varidzi vemabhizinesi vanomirira kwenguva yakareba vasati vatsvaga dzimwe nzira, nepo maitiro eWHOA kana kutangazve kudzorwa kunongomira mukana apo kuchine chimwe chinhu chekuronga patsva. Chikanganiso chechipiri kubhadhara vanokweretesa vane hushamwari nguva pfupi vasati vabhuroka, izvo zvinobuda pachena kuburikidza nepauliana uye zvinogona kutungamira kumutoro wemunhu. Chechitatu, vanokweretesa vanorerutsa kukosha kwekuchengetedzwa kwavo: vane vimbiso kana mortgage vari vanhu vanoparadzanisa uye vakasimba, vanokweretesawo kazhinji havadaro.

Mashoko anoenderana

Kubhuroka kunobatanidza ne actio pauliana , nehurongwa hwekugadzura WHOA seimwe nzira, uye nemhosva yevatungamiriri.

Kuwedzera kuverenga

Zvimwe pamusoro penyaya iyi: Chikumbiro chekubhuroka , Kubiridzira kwekubhuroka muNetherlands: mhosva, mutoro uye kudzoreredza , Kubhuroka muNetherlands: gwara revanorima nevanokweretesa.

Kubhuroka kuri kuda kuitika here, kana kuti chikumbiro chakaiswa here? Magweta edu emakambani anoongorora sarudzo dzisati dzaitwa nyaya yacho.