MuNetherlands, vaviri vanoda kugara pamwe chete vane sarudzo dzakawanda dzepamutemo dzekusarudza kubva. Munogona kuroorana, kupinda muhukama hwakanyoreswa, kusaina chibvumirano chekugara pamwe chete, kana kungogara pamwe chete pasina chero chibvumirano chepamutemo.

Sarudzo imwe neimwe inouya nekodzero dzakasiyana, mabasa, uye dziviriro yepamutemo.

Musiyano mukuru uripo pakati pewanano nechibvumirano chekugara pamwe chete ndechekuti muchato unongoerekana wagadzira kodzero dzepamutemo uye zvisungo zvine chekuita nepfuma, nhaka, uye kuchengetedza, nepo chibvumirano chekugara pamwe chete chinosanganisira chete mitemo yaunobvumirana uye yaunonyora muchibvumirano.

Kunzwisisa misiyano iyi kwakakosha usati wasarudza kuti ndeipi nzira inokodzera mamiriro ako ezvinhu.

Chinyorwa chino chinotsanangura kuti zvibvumirano zvekugara pamwe chete nemuchato zvakasiyana sei pasi pemutauro wechiDutch mutemoUchadzidza nezve kupatsanurwa kwepfuma, kodzero dzevabereki, kubhadharwa kwemitero, mitemo yenhaka, uye zvinoitika kana hukama hwapera.

Tichataurawo kuti kubatana kwakanyoreswa uye kugara pamwe chete zvisina kurongeka kunoenzaniswa sei nesarudzo mbiri idzi huru.

Musiyano Mukuru weMutemo Pakati pezvibvumirano zvekugara pamwe chete nemuchato

Zvibvumirano zvewanano nekugara pamwe chete zvinogadzira hurongwa hwemutemo hwakasiyana zvikuru muchiDutch mutemo. Kuroorana kunongoerekana kwagadzira kodzero dzakazara nezvisungo, ukuwo chibvumirano chekugara pamwe chete (samenlevingscontract) inongosimbisa chete mitemo chaiyo yaunobvumirana iwe nemumwe wako.

Tsanangudzo uye Chinzvimbo Chepamutemo

Muchato (huwelijk) inzvimbo yepamutemo inozivikanwa neDutch Civil Code. Paunoroora kana kuroorwa, unopinda muhukama hwepamutemo hunonyoreswa nehurumende uye hunotongwa nemutemo.

Muchato wako unogadzira pakarepo mhedzisiro izvo zvinoshanda zvisinei nekuti unozvida here kana kuti kwete. Chibvumirano chekugara pamwe chete chibvumirano chakavanzika pakati pako nemumwe wako.

Hazvichinje mamiriro ako epamutemo sevanhu vasina kuroora kana kuroorwa. Unoramba usina kuroora kana kuroorwa zviri pamutemo kunyangwe mushure mekusaina chibvumirano chesamenlevings.

Chibvumirano chinongokubatanidza chete kune zvakatarwa zvakanyorwa muchibvumirano. Hurumende inobata vakaroorana senhengo imwe chete yepamutemo yezvinangwa zvakawanda.

Vakaroorana vanogara pamwe chete vanochengetedza zvitupa zvakasiyana zvepamutemo kunyangwe paine chibvumirano.

Kodzero neZvisungo zveOtomatiki

Kana waroora kana kuroorwa, mutemo weDutch unokupa kodzero nemitoro. Izvi zvinosanganisira kodzero dzenhaka, mari yepenjeni, uye zvisungo zvekuchengeta wawakaroorana naye.

Unowana dziviriro idzi pasina chikonzero chekudzironga zvakasiyana.

Kodzero dzekuroorana dzinongoerekana dzaitika dzinosanganisira:

• Kodzero yekugara nhaka kubva kumurume/mukadzi wako pasina gwaro renhaka
• Kodzero yekuwana chikamu chepenjeni yemurume/mukadzi wako
• Chikumbiro chekuchengeta murume/mukadzi mushure mekurambana
• Simba revabereki pamwe chete pavana vanozvarwa panguva yekuroorana
• Dziviriro pasi pemutemo wepfuma yewanano

Chibvumirano chekugara pamwe chete hachipi kodzero idzi otomatiki. Unofanira kuisa pachena chero zvinhu zvaunoda mubvumirano yako yesamenlevings.

Kana ukakanganwa kugadzirisa dambudziko, hauna dziviriro. Chibvumirano chako chinongovhara chete zvawakataurirana uye zvawakanyora.

Pasina chibvumirano chekugara pamwe chete, hauna kodzero dzepamutemo maererano nepfuma yemumwe wako kana mari yake. Mutemo weDutch haubvumidze "kuroorana kwevanhu vose" kana pfungwa dzakafanana.

Basa reCivil-Law Notary

Unofanira kukumbira gweta remutemo wehurumende (notaris) kuti ugadzire chibvumirano chemuchato kana uchida kusiyana nemitemo yemidziyo yewanano. Gweta rinoona kuti chibvumirano chenyu chinoenderana nemutemo weDutch uye chinochinyoresa nemazvo.

Zvisinei, unogona kuroorana usina kushanyira gweta kana uchibvuma mutemo wepamutemo wekuti muchato wako uitwe. Pazvibvumirano zvekugara pamwe chete, gweta haridiwi pamutemo.

Unogona kunyora chibvumirano chesamenlevings contract uri wega. Zvisinei, nyanzvi zhinji dzezvemitemo dzinokurudzira kushandisa notary wemutemo wehurumende.

Gweta rinoona kuti chibvumirano chenyu chakarurama uye chinotevedzwa pamutemo. Vanogonawo kunyoresa chibvumirano, izvo zvinopa dziviriro yepamutemo.

Kana chibvumirano chenyu chekugara pamwe chete chinosanganisira pfuma kana dzimba, munofanira kushandisa notary. Kutengeserana uku kunoda magwaro e notarial pasi pemutemo weDutch.

Kurongeka Kwekugara uye Kunyoresa

Kunyoresa muchato kunosungirwa. Munyoreri wehurumende anonyora muchato wenyu muBasisregistratie Personen (BRP), iyo iri database yezvinyorwa zvemunhu wekuDutch.

Kunyoresa uku kunoita kuti uve wekuroorana naye zviri pamutemo. Masangano ese ehurumende anogona kuwana ruzivo urwu.

Zvibvumirano zvekugara pamwe chete zvibvumirano zvepachivande. Hamusungirwi kunyoresa pekugara kwenyu chero kupi.

Zvisinei, munogona kunyoresa kero yenyu pamwe chete muBRP. Izvi zvinoratidza kuti munogara pamwe chete asi hazvichinje mamiriro enyu epamutemo kuita "vakaroora kana kuroorwa."

Vamwe vakaroorana vanogara pamwe chete vanonyoresa chibvumirano chavo negweta kuti vaonekwe kuti chiripo. Kunyoresa uku kwakasiyana zvachose nekunyoresa muchato.

Zvinongogadzira gwaro rechokwadi rechibvumirano chenyu. Kugara kwenyu kunokanganisa nyaya dzakasiyana-siyana dzehutungamiriri.

Mabhangi, makambani emitero, uye makambani einishuwarenzi vanobata vakaroorana vakanyoreswa zvakasiyana nevanogarisana vese, kunyangwe paine chibvumirano.

Chikamu chePfuma neZvinhu: Community of Property and Ownership

Pasi pemutemo weDutch, vakaroorana vanongoerekana vapinda mu nharaunda yepfuma kunze kwekunge varonga neimwe nzira, ukuwo vaviri vanogara pamwe chete vachiramba vari vega vezvinhu zvavo nezvikwereti zvavo.

Zvinzvimbo izvi zvekutadza kurongeka zvinogadzira mamiriro emari akasiyana zvachose anokanganisa kugovaniswa kwepfuma panguva yehukama uye mushure mekuparadzana.

Nharaunda Yakaganhurirwa yePfuma vs Muridzi Wakasiyana

Kana waroora muNetherlands usina chibvumirano chemuchato, unopinda mu limited community of property (beperkte gemeenschap van goederenIzvi zvinoreva kuti midziyo yese nezvikwereti zvakawanikwa panguva yewanano yenyu zvinova zvemumwe munhu, zvisinei nekuti ndeupi mudiwa akawana mari kana kuti akatenga.

Zvinhu zvako zvakasiyana pasi pehurongwa uhu zvinosanganisira:

• Zvinhu zvawaiva nazvo usati waroora kana kuroorwa
• Nhaka nezvipo zvinogamuchirwa panguva yekuroorana
• Zvinhu zvako zvakaita sezvipfeko nezvishongo

Kana mukagara muchigara pamwe chete musina chibvumirano chekugara pamwe chete, munoramba muchidaro muridzi wega wegaMumwe nemumwe ane zvaanotenga kana kuzviwanira.

Mudiwa wako haatore pfuma yako kamwe chete, kunyangwe mukagara pamwe chete kwemakumi emakore. Izvi zvinounza matambudziko anoshanda.

Kana mukatenga imba pamwe chete muchigara pamwe chete, munofanira kutaura kuti muridzi weimba anofanira kuva nemigove mugwaro remutemo. Pasina magwaro akajeka, kusawirirana kunomuka kana hukama hwapera.

Zvibvumirano zveMuchato uye Zvibvumirano zveMubatanidzwa

Unogona kugadzirisa hurongwa hwezvinhu zvisina kubhadharwa kuburikidza nezvibvumirano zvakanyorwa negweta (notarissen). A chibvumirano chemuchato (huwelijksvoorwaarden) inobvumira vakaroorana kusarudza kusabatanidzwa zvachose mukugovana pfuma kana kugadzirisa kuti ndeapi midziyo inowira mairi.

A chibvumirano chekugara pamwe chete (samenlevingscontract) ine chinangwa chakasiyana. Inogadzira kodzero dzepfuma idzo dzingadai dzisina kuwanikwa pakati pevakaroorana vasina kuroorana.

Munogona kubvumirana kugovana midziyo chaiyo, kugovanisa mari yekugara, kana kupa rutsigiro rwemari kana mukaparadzana. Zvibvumirano zvese izvi zvinofanirwa kusimbiswa kuti zvive zvinoshanda.

Gweta rinoona kuti unonzwisisa zvazvinoreva pamutemo uye kuti mitemo yacho inoenderana nemutemo wepfuma weDutch. Zvibvumirano izvi zvinogona kuchinjwa gare gare, asi kuburikidza nerimwe gwaro regweta.

Zvibvumirano zvemuchato zvinonyoreswa pachena, izvo zvinodzivirira vanhu vechitatu vakaita sevanokweretesa. Zvibvumirano zvekugara pamwe chete zvinoramba zviri zvepachivande kunze kwekunge wanyoresa kubatana kwako.

Nharaunda Yese Yepfuma

Vamwe vakaroorana vanosarudza general community of property (algehele gemeenschap van goederen) kuburikidza nechibvumirano chavo chemuchato. Pasi pemutemo uyu, zvese zvinova zvevaviri pamwe chete, kusanganisira midziyo yaunounza mumuchato nezvipo kana nhaka zvaunowana.

Izvi zvinoumba kubatana kwakakwana mune zvemari. Zvikwereti zvako zvinova mutoro wemumwe wako, uye zvinopesana nazvo.

Kana mumwe wevakaroorana aine imba vasati varoorana, inova yevaridzi pamwe chete kana varoorana pasi pehurongwa uhu. Kugarisana kwepfuma kwava kushoma mazuva ano.

Vakaroorana vazhinji vanosarudza kudyidzana kwepfuma kana kupatsanurwa kwemidziyo zvachose. Haugone kugadzira chibvumirano chakafanana kuburikidza nechibvumirano chekugara pamwe chete, sezvo mutemo weDutch unongobvuma kudyidzana kwepfuma mukati mewanano kana hukama hwakanyoreswa.

Kubatwa kweNhaka nezvipo

Nhaka nezvipo zvinodzivirirwa zvakanyanya pasi pemutemo wepfuma weDutch. Kana makaroorana pasi pemutemo wekudyidzana kwepfuma, chero nhaka kana chipo chamunogamuchira chinoramba chiri pfuma yenyu yakasiyana.

Mudzimai wako haana kodzero yekuwana nhaka iyi kunze kwekunge waisanganisa nezvinhu zvakabatana. Zvisinei, mari inowanikwa kubva mumidziyo yakagara nhaka panguva yewanano inowira mumhuri yemidziyo.

Kana mukagara nhaka yeimba yekurenda, mari yekurenda inova yemuridzi pamwe chete. Kune vakaroorana vanogara pamwe chete, nhaka nezvipo zvinogara zviri zvinhu zvakasiyana kunze kwekunge chibvumirano chenyu chekugara pamwe chete chichitaura zvakasiyana.

Unogonawo kutsanangura mutestamende yako (testament) kuti nhaka inofanira kugovaniswa pakati pemwana wako nemudiwa wake, zvichidarika mitemo yekusaita zvinodiwa.

Kodzero dzeVabereki, Vana, uye Kuberekerwa Pamutemo

Pasi pemutemo weDutch, vakaroorana vanowana mari yekuzvigadzirira chiremera chevabereki pamusoro pevana vanozvarwa panguva yekuroorana, ukuwo vabereki vanogara pamwe chete vanofanira kutora matanho emutemo nemaune kuti vagadze mutoro wevabereki pamwe chete.

Mamiriro epamutemo evana uye maitiro ekucherechedza kuva mubereki zvakasiyana zvikuru pakati pemaumbirwo maviri aya ehukama.

Simba reVabereki Rinongoerekana Ravapo Muwanano

Kana waroora muNetherlands, vabereki vese vanowana rubatsiro rwemari chiremera chevabereki (gezag) pamusoro pemwana chero upi zvake akazvarwa panguva yekuroorana. Mutemo unofunga kuti mumwe wako ndiye mubereki wepamutemo wemwana, zvisinei nekuti zvinhu zvakaita sei.

Kuzivikanwa uku kunoreva kuti haufanirwe kupedzisa chero matanho ekutonga kana kusaina magwaro kuti usimbise hukama hwako hwepamutemo nemwana wako. Vabereki vese vane kodzero dzakaenzana uye mabasa akaenzana kubva pakuzvarwa.

Simba remubereki rinongoerekana ravapo kunyangwe mukaparadzana, kunyangwe muchifanira kugadzirira hurongwa hwekuchengeta mwana. Dutch mhuri mutemo inobata vabereki vakaroora kana kuroorwa semubereki mumwe chete, izvo zvinoita kuti mitemo iite nyore inosanganisira hutano hwevana, dzidzo, uye kufamba.

Kubvuma Kuva Mubereki Mukugara Pamwe Chete

Kana muchigara pamwe chete musina kuroorana, mumwe wenyu asina kubereka anofanira bvuma kuva mubereki (erkenning) kuti uve mubereki wepamutemo. Amai vekubereka vanongoerekana vava nesimba remubereki, asi iwe semubereki mumwe haugamuchire chinzvimbo ichi usina kuzivikanwa zviri pamutemo.

Unofanira kupedzisa maitiro ekubvuma mwana usati waberekwa kumasipala, kana kuti mushure mezvo kuhofisi yehurumende. Vabereki vese vanofanira kubvuma kubvuma uku, uye ungangoda kupa chitupa uye magwaro ekuzvarwa.

Kana usina kubvuma, hauna kodzero dzepamutemo kumwana. Izvi zvinoreva kuti haugone kuita sarudzo pamusoro pekurapwa, dzidzo, kana dzimwe nyaya dzevabereki.

Kubvuma uku kunoratidza hukama hwenyu hwepamutemo asi hakungozvipi simba rekurera mwana.

Maitiro Ekubata Mutoro Wevabereki Pamwe Chete

Mushure mekubvuma kuva mubereki sevabereki vanogara pamwe chete, munofanira kutora danho rakasiyana kuti muwane mutoro wevabereki pamwe cheteIzvi zvinoda chikumbiro chakabatana kudare kana chibvumirano chepamutemo chakanyoreswa nedare.

Unogona kutumira chikumbiro (gezamenlijk gezag verzoek) kudare redunhu, iro rinowanzo bvumidza zvikumbiro izvi kana vabereki vese vachibvumirana. Maitiro acho anosanganisira kuzadza mafomu nekubhadhara mari yedare, kunyangwe kazhinji zviri nyore kana pasina gakava.

Neimwe nzira, unogona kugadzira hurongwa hwekurera vana wohunyoresa kudare pasina kunzwa kwakazara. Kana zvangobvumidzwa, mutoro wevabereki vose unopa vabereki vese simba rakaenzana repamutemo rekuita sarudzo pamusoro pehupenyu hwemwana, hwakafanana nehwevabereki vakaroora kana kuroorwa.

Kukanganiswa Kwemamiriro Epamutemo Evana

Vana vanozvarwa nevabereki vakaroorana nevabereki vanogara pamwe chete vane kodzero dzakafanana dzepamutemo pasi pemutemo weDutch kana kuva vabereki kwasimbiswa nemazvo. Zvisinei, maitiro ekutanga ekunyoresa nekunyora magwaro akasiyana zvakanyanya.

Chitupa chekuzvarwa chemwana wako chinoratidza vabereki vake vepamutemo panguva yekuzvarwa. Kune vakaroorana, mazita ese ari maviri anongoerekana aonekwa.

Kune vakaroorana vanogara pamwe chete, zita raamai vemwana chete ndiro rinoonekwa kusvika vabvuma. Kodzero dzenhaka, mazita emhuri, uye hunhu hwerudzi zvinogona kusiyana zvichienderana nekuti kubvuma kwacho kunoitika mwana asati aberekwa here kana kuti mushure mekuzvarwa.

Vana vane vabereki vakaroorana vanogara nhaka kubva kuvabereki vese, nepo vana vane vabereki vanogara pamwe chete vanogona kugara nhaka kubva kumubereki asina kubvumidzwa kuburikidza nedhiri.

Nhaka, Zvirongwa zvePensheni, uye Migumisiro yeMitero

Kuroorana kunopa dziviriro yepamutemo yekodzero dzenhaka nedzepensheni, nepo vaviri vanogara pamwe chete vachifanirwa kutora matanho nemaune kuti vawane mabhenefiti aya. Kubatwa kwemitero kwakasiyana zvikuru pakati pevakaroorana nevaya vanogara pamwe chete, zvichikanganisa mitengo yemitero yemari inowanikwa, kuderedzwa kwemari yekuchengetedzwa kwevanhu, uye mukana wekuwana mari iyi. mabhenefiti evadikani.

Kodzero dzeNhaka muwanano kana dzichienzaniswa nekugara pamwe chete

Vakaroorana vanobatsirwa nemitero yenhaka inobhadharwa zvakanyanya muNetherlands. Kana mumwe wako akafa, unowira muchikamu chepamusoro chemitero ine muripo we €680,000.

Chero nhaka ipi zvayo iri pamusoro pemari iyi inobvisirwa mutero pamitengo yakaderera. Vakaroorana vanogara pamwe chete vanotarisana nemutero wenhaka wakakwira zvikuru.

Kana usina muchato kana kubatana kwakanyoreswa, unoiswa muchikamu chehama dziri kure. Mari yako isingabhadharwe mutero i€2,274 chete, uye mari iri pamusoro pemuganho uyu inotarisana nemitero yakawanda.

Unogona kuvandudza chinzvimbo chako kuburikidza nekuronga nhaka yako zvakanaka. Chibvumirano chakazara chemuchato chinoita kuti mumwe wako awane midziyo yako, kunyange zvazvo ivo vachiri kubhadhara mitero yakawanda kupfuura vakaroorana.

Vamwe vakaroorana vanogara pamwe chete vanokodzera kusunungurwa kana vakazadzisa zvinodiwa, zvakaita sekuva nechibvumirano chekugara pamwe chete chakanyoreswa nemutemo uye kugara pamwe chete kwemwedzi mitanhatu.

Kukodzera kweScheme yePension yeVabatsiri

Zvirongwa zvakawanda zvepension zvevashandirwi muNetherlands zvinongobatanidza mari yekubatsira vakaroorana vanenge vasara. Mudzimai wako anowana mari yepension mushure mekufa kwenyu pasina mamwe magwaro kana humbowo.

Vakaroorana vanogara pamwe chete vanowanzoda chibvumirano chekugara pamwe chete chakanyorwa nemutemo kuti vakwanise kupinda muzvirongwa zvepensheni zvevakaroorana. Vamwe vanopa penjeni vanoda kuti unyorese mumwe wako uye upe humbowo hwehukama hwenyu.

Maitiro aya haangoitiki ega. Tarisa zvinodiwa nehurongwa hwepensheni yako.

Hadzisi dzese zvirongwa zvinopa mabhenefiti kune vakaroorana vanogara pamwe chete, kunyangwe paine magwaro akakodzera. Ungangoda kutenga imwe inshuwaransi kana kuronga imwe nzira yekudzivirira mari yemumwe wako.

Mamiriro eMubatsiri weMutero uye Mutero weMari

Dare reDutch Tax Administration (Belastingdienst) rinogona kukuzivai sevanhu vanobhadhara mutero pasinei nekuti makaroora kana kuroorwa. Munokodzera kana makanyoreswa pakero imwe chete, muine chibvumirano chekugara pamwe chete, kana kuti muri veimba pamwe chete.

Vabatsiri vemitero vanogona kusarudza kuti ndeupi mubatsiri anoda mamwe mabhenefiti emitero uye zvidzikiso. Kuchinjika uku kunogona kuderedza mutoro wako wemitero pamwe chete.

Mese munofanira kubvumirana kuti mubatwe sevanhu vanobhadhara mutero uye kuti musvike pazvinodiwa. Kuroorana kunongoerekana kwaita kuti muve vabatsiri vemitero.

Vakaroorana vanogara pamwe chete vanofanira kuratidza hukama hwavo kuburikidza nemagwaro. Zvinorehwa nemitero zvinoramba zvakafanana kana mazivikanwa sevanodyidzana mumitero, kunyange hazvo mamwe mabhenefiti achiramba ari evakaroorana chete.

Kuderedzwa Kwemari Yekuchengetedzwa Kwemagariro Evanhu uye Mabhenefiti

Mamiriro ako emuchato anokanganisa kuverenga mari yerubatsiro rwekuchengetedzwa kwevanhu uye kukodzera kwako. Vakaroorana vanowanzo gamuchira mari yerubatsiro yakasiyana neyevanogara pamwe chete, kunyanya yepensheni yenyika nezvirongwa zverubatsiro rwevanhu.

Mari inobviswa pamari yako yekuchengetedzwa kwevanhu inoramba yakafanana kunyangwe wakaroora kana kugara pamwe chete. Zvisinei, mari inobhadharwa nevanoda mari inotarisa mari yemumwe wako zvakasiyana zvichienderana nemamiriro ako epamutemo ehukama.

Zvibvumirano zvekugara pamwe chete zvinokanganisa maonero anoita masangano ekuchengetedzwa kwevanhu mari yemhuri yenyu. Chibvumirano chakanyorwa ne notari chinogona kuita kuti mari yemumwe wako ifungisiswe pakuverenga kodzero dzako dzerubatsiro, zvakafanana nekuroorana.

Kugadzira, Kugadzira, uye Kugadzirisa Zvibvumirano Zvekugara Pamwe Chete

MuNetherlands, unogona kugadzira chibvumirano chekugara pamwe chete kuburikidza negweta remutemo wehurumende kana kunyora chibvumirano iwe pachako, kunyangwe chibvumirano chekusimbisa magwaro chichipa dziviriro yakasimba yepamutemo uye chingadikanwa kune mamwe mabhenefiti. Chibvumirano ichi chinogona kusanganisira zvinhu zvine chekuita nekugovaniswa kwepfuma, mabasa emari, uye chii chinoitika kana hukama hwacho hukapera.

Zvinodiwa zveChibvumirano chekugara pamwe chete cheNotarised

Chibvumirano chekugara pamwe chete chakanyorwa nenotari chinoda kuti ushande nenotari wemutemo wehurumende (notaris) uyo achanyora uye achaita kuti gwaro iri rive repamutemo. Haugone kunyoresa chibvumirano chekugara pamwe chete nekanzuru senge muchato kana kubatana kwakanyoreswa.

Asi, notari anogadzira gwaro repamutemo rine huremu hwepamutemo. Notari anovimbisa kuti chibvumirano chenyu chinoenderana nezvinodiwa Dutch kondirakiti mutemo.

Vose vari vaviri vanofanira kuuya pamberi pegweta kuti vasaine gwaro iri. Munofanira kupa chitupa uye kukurukura zvamunoda maererano nepfuma, mari, nedzimwe nyaya.

Mamwe mabhenefiti, akadai sezvirongwa zvepensheni zvevadikani, anoda chibvumirano chekugara pamwe chete chakanyorwa nevanosungirwa. Kana musina kusungirwa nevanosungirwa, mungasakodzera gadziriro idzi kunyangwe muine chibvumirano chakanyorwa pakati penyu.

Mugoveri anochengeta chibvumirano chekutanga muzvinyorwa zvavo. Unogamuchira makopi ane certification ekushandisa iwe pachako paunenge uchishanda nemabhanga, makambani einishuwarenzi, kana masangano ehurumende.

Sarudzo dzeKunyora nekugadzirisa Zvibvumirano

Unogona kunyora chibvumirano chekugara pamwe chete wega usingabatanidze gweta. Zvisinei, nzira iyi haipe chokwadi chepamutemo uye haizosangana nezvinodiwa zvemamwe mabhenefiti kana kuzivikanwa zviri pamutemo.

Kushanda ne notarissen (vanyoreri vemutemo wehurumende) kunodhura mari asi kunopa mazano ehunyanzvi panyaya dzemutemo. Munyoreri anokubatsira kufunga nezvenyaya dzaungasatarise uye anovimbisa kuti chibvumirano chacho chakarurama pamutemo.

Munogona kugadzirisa chibvumirano chenyu chekugara pamwe chete chero nguva kana vaviri vakabvumirana. Kuchinja kwechibvumirano chakanyorwa kuti chisimbiswe kunoda kuti mudzoserwe kuna notary wemutemo wehurumende kuti agadzire chigadziriso chepamutemo kana gwaro idzva.

Kana pakutanga wakagadzira chibvumirano chisina kunyorwa nemagwaro ekusimbisa, unogona kuzochiisa nemagwaro ekusimbisa kana kugadzira vhezheni itsva isina kunyorwa nemagwaro ekusimbisa. Kuvandudzwa uku kunogona kudiwa kana mamiriro ako ezvinhu akachinja kana kuti uchida kuzivikanwa zviri pamutemo kuti uwane mabhenefiti.

Zvigadziro Zvakajairika muZvibvumirano zvekugara pamwe chete zveDutch

Zvibvumirano zvakawanda zvekugara pamwe chete zvinotarisa kuva muridzi wepfuma uye kuti midziyo ichagovaniswa sei kana hukama hwacho hukapera. Unogona kutsanangura kuti ndezvipi zvinhu zvinoramba zviri pfuma yakasiyana uye ndezvipi zvinogovaniswa.

Zvinodiwa zvakajairika zvinosanganisira:

• Kugoverwa kwemari yekushandisa mumba nemabhiri
• Kuva muridzi wepfuma kana mota dzakatengwa pamwe chete
• Mipiro yemari kumortgage kana rendi
• Kuronga maakaundi ebhangi
• Mutoro wezvikwereti zviripo
• Mitemo ye kugumisa kugara pamwe chete

Chibvumirano ichi chinogona kuratidza kuti unobata sei vana vanozvarwa panguva yekugara pamwe chete. Kusiyana nekuroorana, kuva mubereki hakusi kwega kune mubereki asina kuberekwa.

Chibvumirano chinogona kutsanangura zvinangwa zvine chekuita nekubvuma kuva mubereki. Unogona kusanganisira zvinhu zvine chekuita nemari yekubhadhara mari yekuchengeta kana hukama hwacho hukapera.

Mutemo weDutch hausi kupa kodzero dzekutsigira vanhu vanogara pamwe chete sezvakaita kune vakarambana, saka chibvumirano chako chinozadza mukaha uyu.

Kugumisa Hukama: Migumisiro Yepamutemo Yekuparara

Kana muchato kana chibvumirano chekugarisana Kana muchato wapera muNetherlands, maitiro emutemo nemigumisiro yacho zvakasiyana zvikuru. Kuparara kwemuchato kunoda kuti dare ripindire uye kunokonzera kodzero dzekuchengetedza nekugovaniswa kwepfuma, ukuwo kugumisa chibvumirano chekugara pamwe chete kunotevera mitemo yakataurwa muchibvumirano chenyu pasina matanho edare.

Kurambana Kunopesana Nekugumisa Kugara Kwevanhu Vasina Kuroorana

Kugumisa muchato muNetherlands kunoda kurambana zviri pamutemo kuburikidza nematare. Unofanira kuendesa chikumbiro, uye dare richapa gwaro rekurambana rinogumisa muchato wako zviri pamutemo.

Maitiro aya anowanzo tora mwedzi 3-6 uye anosanganisira kuronga vana, kugovaniswa kwepfuma yemumba, uye mabasa ekuchengeta vakaroorana. Kugumisa chibvumirano chekugara pamwe chete kuri nyore.

Unoputsa chibvumirano nekutumira tsamba yakanyoreswa kune mumwe wako ichitaura zuva rekugumisa chibvumirano uye ichitaura nezvechibvumirano chacho. chikamu chekuputsaHapana nyaya dzedare dzinodiwa kunze kwekunge musingabvumirane panyaya dzine chekuita nevana kana pfuma.

Misiyano mikuru yemaitiro:

• Kubatanidzwa kwedare: Kuroorana kunoda mvumo yedare nguva dzose; zvibvumirano zvekugara pamwe chete hazvidi
• Mabasa ekugadzirisa: Vakaroorana vakarambana vanogona kukwereta mari yekuchengeta pamutemo; vanogara pamwe chete kana zvataurwa muchibvumirano chavo
• NemakoreKugumisa kugara pamwe chete kunotora mwedzi 1-3; kurambana kunotora mwedzi 6-12 paavhareji.
• mariKugumisa chibvumirano chekugara pamwe chete kunodhura €300-€800; kurambana kunodhura €2,000-€10,000

Kugovaniswa Kwepfuma Kana Vaparadzana

Kuroorana kunoita kuti pave nekudyidzana kwepfuma kunze kwekunge mabvumirana kuti pave nemiganhu yakasiyana muchibvumirano chemuchato. Izvi zvinoreva kuti midziyo yese nezvikwereti zvakawanikwa panguva yemuchato ndezvevakaroorana vese zvakaenzana.

Kana marambana, munofanira kugovanisa zvese 50/50, kusanganisira pensions, mari yekuchengetedza, uye imba yemhuri. Zvibvumirano zvekugara pamwe chete hazviumbi kodzero dzepfuma dzinongoerekana dzaitika.

Munogovana chete zvinotaurwa muchibvumirano chenyu. Pasina chibvumirano chakanyorwa, mumwe nemumwe anochengeta zvinhu zvake uye haana kodzero yekutenga pfuma yemumwe kana penjeni.

Chikamu che imba yevaridzi pamwe chete Zvine matambudziko mumamiriro ese ari maviri. Kana mumwe wevakaroorana achida kuchengetedza pfuma, vanofanira kutenga mugove wemumwe.

Kana pasina mumwe wavo asingakwanisi kutenga imba iyi, mungangoda kutengesa imba mogovanisa mari yacho kana chero chikwereti chasara zvichienderana nemugove wenyu wemuridzi.

Mhedzisiro paMaakaundi eBhangi neMari dzeMumba

Kana marambana, maakaundi ebhangi akabatana anofanira kugovaniswa zvichienderana nemitemo yepfuma kana chibvumirano chenyu chepamberi pewanano. Dare ndiro richasarudza kuti mungagovanisa sei mari yasara nezvikwereti zvisina kubhadharwa.

Vaviri vari vaviri vanoramba vaine mutoro wechikwereti chemari yakabatana kusvika yabhadharwa zvizere kana kuti yapatsanurwa zviri pamutemo. Kune vanogara pamwe chete, maakaundi ebhangi anobatwa zvichienderana nekuti ndiani ane zita riri muakaundi.

Akaunti yemubatanidzwa ndeyevaviri vakaenzana, nepo maakaundi ega ega achiramba ari ega. Chibvumirano chenyu chekugara pamwe chete chinogona kutsanangura marongero akasiyana emari yemhuri nemari inoshandiswa pamwe chete.

Matanho akakosha pakupatsanura:

• Vhara kana shandura maakaundi ebhangi akabatana kuita maakaundi ega ega
• Zivisai bhangi renyu nezvekuparadzaniswa kwemari kuti mudzivise kutengeserana kusina mvumo
• Dzima mari yekubvisa mari yakabatana pamari dzemhuri
• Gadzirisa hurongwa hwekubhadhara kwemagetsi, rendi, kana mortgage
• Bvisa waimbova shamwari yako semushandisi ane mvumo mumaakaundi ako

Unoramba uine mhosva yechikwereti chipi zvacho muzita rako, zvisinei nekuti ndiani akachiita panguva yehukama. Zvikwereti zvakabatana zvinoda kubvumirana kuti ungazvibhadhara sei kana kuzvigovanisa sei pakati pevaviri ava.

Kuenzanisa Dzimwe Nzira: Kubatana Kwakanyoreswa uye Kugara Pamwe Chete Kusina Kunyoreswa

Mutemo weDutch unopa nzira mbiri dzakasiyana pakati pekuroorana kwakazara nechibvumirano chekugara pamwe chete: mubatanidzwa wakanyoreswa (geregistreerd partnerschap) uye kugara pamwe chete kusina kunyoreswa. Sarudzo yega yega ine zvazvinoreva pamutemo pakodzero dzepfuma, nhaka, uye nzira dzekuputsa muchato.

Kubatana Kwakanyoreswa muMutemo weDutch

Kubatana kwakanyoreswa (geregistreerd partnerschap) kunoita kuti pave nemutemo wakafanana nekuroorana pasi pemutemo weDutch. Paunopinda mukubatana kwakanyoreswa, unowana kodzero dzekugovana pfuma, nhaka, uye mari dzepensheni.

Mutemo unoshandawo pamitemo yepfuma yakafanana neyekuroorana kunze kwekunge wataura zvakasiyana muchibvumirano chekubatana. Unowana mabhenefiti emurume nemukadzi pasi pemutemo wemitero uye zvirongwa zvekuchengetedzwa kwevanhu.

Mudiwa wako anova mugari wenhaka yako yepamutemo kana ukafa usina gwaro renhaka. Kugumisa hukama hwakanyoreswa kunoda nzira dzakafanana nedzekurambana.

Munofanira kumira pamberi pedare mogovanisa pfuma zvichienderana nemitemo yemidziyo yewanano. Maitiro aya anosanganisira mabasa ekuchengetedza pakati pevaviri ava.

Kugara Nevanhu Vasina Kunyoreswa Uye Zvazvinoreva

Kugara pamwe chete kusina kunyoreswa hakupe dziviriro yepamutemo inongoerekana yaitika pasi pemutemo weDutch. Munoramba makaparadzana zviri pamutemo pasinei nekuti munogara pamwe chete kwenguva yakareba sei.

Pfuma inoramba iri muzita remunhu akaitenga. Kana hukama hwenyu hukapera, hamuna kodzero yepamutemo yekuwana pfuma kana mari yemumwe wenyu.

Hamugone kugara nhaka kubva kune mumwe nemumwe pasina gwaro rekuti mudiwa wenyu ndiye anowana nhaka. Hamugamuchire kodzero dzekuita sarudzo dzekurapa kune mudiwa asina simba.

Vakaroorana vazhinji vari mumhuri dzisina kunyoreswa vanoita chibvumirano chekugara pamwe chete (samenlevingscontract) kuti vagadzire hurongwa hwezvinhu zvepakutanga nemari. Zvisinei, zvibvumirano izvi zvinoramba zviri zvishoma kana zvichienzaniswa nekuchengetedzwa kwakakwana kwewanano kana hukama hwakanyoreswa.

Kudyidzana Kwevanhu Vasiri Vepamutemo Kupesana Nekuroorana Uye Kugara Nevanhu Vari Vega

Kudyidzana kwevanhu muNetherlands kunoshanda senzvimbo yepakati ine huremu hwakakura hwepamutemo. Musiyano mukuru pakati pekudyidzana kwakanyoreswa nemuchato uri mukupfava kwemuchato—vakaroorana vanogona kugumisa hukama hwavo nekubvumirana pasina kubatanidzwa kwedare kana pasina vana vanobatanidzwa.

Zvese kuroorana uye geregistreerd partnerschap zvinopa kuchengetedzwa kwepamutemo kwakanyanya kupfuura kugara pamwe chete kusina kunyoreswa. Unowana kodzero dzekugara nhaka otomatiki, kuva muridzi wepfuma yakagovaniswa, uye simba rekuita sarudzo dzepamutemo.

Mari yemutero nekodzero dzepension zvinoshanda zvakaenzana kune zvese zviri zviviri zvirongwa zvepamutemo. Kugara pamwe chete kusina kunyoreswa kunokusiya uri panjodzi yekukakavadzana uye hakupi nzira shoma yepamutemo.

Unofanira kugadzira magwaro epamutemo kuti uwane dziviriro huru dzinobva kuhukama hwakanyoreswa uye kuroorana.

Mibvunzo Inonyanya Kubvunzwa

Zvibvumirano zvekuroorana nekugara pamwe chete muNetherlands zvinogadzira hurongwa hwepamutemo hwakasiyana hunokanganisa kodzero dzepfuma, kubhadharwa kwemitero, nhaka, uye mabasa evabereki. Kusiyana kuripo pakati pezvibvumirano izvi kunokanganisa nyaya dzemari dzezuva nezuva uye kuronga kwenguva refu kwevakaroorana.

Ndeipi misiyano mikuru yepamutemo pakati pechibvumirano chekugara pamwe chete nemuchato muNetherlands?

Kuroorana kunounza migumisiro yepamutemo pasi pemutemo weDutch, nepo chibvumirano chekugara pamwe chete chinongosimbisa chete zvirevo zvamunobvumirana iwe nemumwe wako. Paunoroorana, munopinda muchikamu chepfuma isina kuganhurirwa kunze kwekunge magadzira chibvumirano chemuchato usati waroorana.

Chibvumirano chekugara pamwe chete chinoda kuti musarudze mazwi ese imi pachenyu. Kuroorana kunopa iwe nemumwe wako kodzero dzezvinhu zvemumwe nemumwe nezvikwereti zvakawanikwa panguva yekuroorana.

Nechibvumirano chekugara pamwe chete, unongogovana zvaunotaura pachena muchibvumirano. Hapana chinhu chinofungidzirwa kana kudzivirirwa nemutemo kunze kwezvaunonyora pasi.

Hurumende inobvuma muchato kuburikidza nekunyoresa zviri pamutemo nedziviriro yepamutemo otomatiki. Chibvumirano chenyu chekugara pamwe chete chinotevera mutemo wechibvumirano asi hachipe chinzvimbo chepamutemo chakafanana nemuchato pasi pemutemo wemhuri weDutch.

Maitiro ekugovaniswa kwemidziyo akasiyana sei pakati pevakaroorana nevakaroorana vane chibvumirano chekugara pamwe chete mumutemo weDutch?

kana iwe kurambana muNetherlands, hurongwa hwekugara pamwe chete kwepfuma hunoreva kuti midziyo nezvikwereti zvakawanikwa panguva yekuroorana kwenyu zvinowanzogovaniswa pakati penyu nemumwe wako. Midziyo yawaiva nayo usati waroorana inowanzova yako.

Kana muine chibvumirano chekugara pamwe chete, kugoverwa kwemidziyo kunotevera chete zvamakanyora muchibvumirano chenyu. Mutemo haupe mitemo yega yega yekupatsanura midziyo kana hukama hwenyu hwapera.

Unofanira kuvimba zvizere nemitemo yawakabvumirana iwe nemumwe wako pamakagadzira chibvumirano. Pasina chibvumirano chekugara pamwe chete, hauna hurongwa hwepamutemo hwekugovanisa midziyo zvachose.

Mumwe nemumwe anochengeta zvinhu zvake ega ega. Izvi zvinogona kukonzera matambudziko kana mukatenga zvinhu pamwe chete kana kuti mukapa mari kuzvinhu zvemumwe nemumwe.

Ndezvipi zvinorehwa nekodzero dzenhaka kana tichienzanisa kuroorana nechibvumirano chekugara pamwe chete pasi pemutemo weNetherlands?

Semurume kana mukadzi ari mupenyu, unogara nhaka kubva kumurume kana mukadzi wako akafa pasi pemutemo wenhaka wekuNetherlands. Mari chaiyo inoenderana nekuti une vana here kana kuti chero chii chawakagadzira.

Kuroorana kunokupa kodzero idzi dzekugara nhaka pasina mamwe magwaro. Chibvumirano chekugara pamwe chete hachikupi kodzero dzekugara nhaka dzinongoerekana dzaitika.

Mudiwa wako anofanira kunyora gwaro renhaka rinokuratidza kuti iwe uchagara nhaka chero chinhu. Pasina gwaro renhaka, hapana chaunowana pasinei nekuti makagara pamwe chete kwenguva yakareba sei.

Unotarisanawo nekubatwa kwakasiyana kwemitero pazvinhu zvakagarwa nhaka. Vakaroorana vari vapenyu vanobatsirwa nemitero yakanaka pazvinhu zvakagarwa nhaka.

Vabatsiri vane zvibvumirano zvekugara pamwe chete vanobhadhara mitero yakawanda yenhaka yakafanana nevanhu vasina hukama.

Mumutemo weDutch, mabasa evana vanoberekwa kunze kwewanano akasiyana sei neari muchibvumirano chekugara pamwe chete?

Kana mwana aberekwa panguva yewanano yenyu, mese muri vaviri munenge muine kodzero dzemubereki dziri pamutemo. Mutemo unofunga kuti vaviri vakaroorana vabereki vepamutemo pasina mamwe matanho anodiwa.

Kana muine chibvumirano chekugara pamwe chete uye mukabereka mwana, amai vekubereka chete ndivo vanozova mubereki wepamutemo. Murume wenyu anofanira kubvuma mwana zviri pamutemo kuti awane kodzero dzekuva mubereki.

Izvi zvinoshandawo kune mumwe mukadzi ane amai vakabereka mwana. Maitiro aya ekubvuma mwana anoda matanho chaiwo emutemo anosanganisira kunyoresa nekanzuru.

Pasina kubvuma, mubereki asina kuberekwa haana kodzero kana mutoro wepamutemo kumwana pasinei nechibvumirano chenyu chekugara pamwe chete.

Vaviri vari muchibvumirano chekugara pamwe chete vanogona kuwana rubatsiro rwakafanana rwemitero sevanhu vakaroorana muNetherlands here?

Dare reDutch Tax Administration rinogona kukubatai sevanhu vanobatana mumari pasinei nekuti makaroorana here kana kuti mune chibvumirano chekugara pamwe chete. Kubatwa uku kunoenderana nekuzadzisa zvinodiwa zvinosanganisira kugara pamwe chete uye kuva nechibvumirano chekugara pamwe chete chakanyorwa nemutemo.

Vakaroorana vanokodzera kuwana mamwe mabhenefiti emitero uye zvirongwa zvepenjeni zvevakaroorana. Nechibvumirano chekugara pamwe chete, mungangoda kuratidza kuti muri muukama hwenyu kuti muwane mabhenefiti akafanana.

Mamwe mabhenefiti evashandirwi nezvirongwa zvehurumende zvinoda kuroorana pane kugamuchira zvibvumirano zvekugara pamwe chete. Unofanira kutarisa zvinodiwa pachirongwa chega chega kuti unzwisise mabhenefiti aunogona kuwana.

Matanho api anofanira kutorwa kuti chibvumirano chekugara pamwe chete chive chepamutemo muNetherlands?

Unofanira kunyora chibvumirano chako chekugara pamwe chete negweta rehurumende kuti uve nechokwadi chekuti chinozadzisa zvese zvinodiwa pamutemo. Kunyange zvazvo uchigona kugadzira chibvumirano pasina gwaro regweta, masangano mazhinji anoda zvibvumirano zvegwaro regweta kuti uwane mabhenefiti akadai sezvirongwa zvepensheni zvevakaroorana.

Chibvumirano chenyu chinofanira kuratidza zvakajeka kuti muchagadzirisa sei pfuma, zvikwereti, nemari panguva yehukama hwenyu uye kana zvikazopera. Mitemo isina kujeka inogona kukonzera kusawirirana gare gare.

Imi nemumwe wako munofanira kusaina chibvumirano nekuzvidira pasina kumanikidzwa kana kumanikidzwa. Mumwe nemumwe wenyu anofanira kunzwisisa zvizere mitemo yacho musati masaina.

Gweta rinogona kutsanangura zvinorehwa nemutemo uye kuona kuti chibvumirano ichi chinotevera misimboti yemutemo wechibvumirano cheDutch.